CWS Asset Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment advisory and planning services to individuals as well as businesses, estates and trusts, delivering portfolio management, retirement and college-savings guidance and assistance with employer-sponsored plans. Services are offered on an asset-based fee basis or on an hourly/ad-hoc basis, and the firm works with accounts held at major discount custodians.
The firm follows a passive, index-based, buy-and-hold approach that emphasizes low-cost mutual funds and ETFs, broad asset allocation informed by Modern Portfolio Theory, and periodic rebalancing rather than individual-stock selection or market timing. It does not use performance-based fees and generally avoids active trading.
Noteworthy characteristics include its very small scale as a single-advisor practice with a limited client roster and roughly $5 million in assets under advisement, and that the principal maintains a separate long‑standing full-time role as an economics instructor, which the brochure notes occupies substantial weekly hours during the academic year. The firm is fee-only (no commissions), typically requires clients to custody accounts at major custodians and defers proxy voting to fund boards, and offers both ongoing management and lower-cost hourly or annual financial-planning options.
Client services
Expertise
Occupation focus
Fee options
$200 per year for financial plan
$0 - $79,999.99: 0.50% (50 basis points) $80,000 - $149,999.99: 0.45% (45 basis points) $150,000 - $599,999.99: 0.40% (40 basis points) $600,000 - $999,999.99: 0.35% (35 basis points) $1,000,000+: 0.30% (30 basis points)
$100 per hour
Minimum fee: $600 per year minimum annual fee Fee-only: $100 per hour for hourly services; $200 per year for financial plan
Main office
Visalia CA
Advisors at this office
1
Most active in
California
Also doing business as
Cws Asset Management · Schieferle, Cole
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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