Cycle Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cycle Financial Planning LLC works with individuals, families and small‑business owners—typically mid‑career professionals—to provide comprehensive financial planning and investment guidance across retirement, cash‑flow, college savings, estate, insurance, and tax planning. The firm delivers project‑based plans, ongoing subscription services, and standalone consulting, and it does not take custody of client assets or manage accounts on a discretionary basis.
The firm’s approach emphasizes client education and a do‑it‑yourself investing model: advisors collaborate with clients to screen and select diversified, low‑cost ETFs and mutual funds using third‑party research and to build allocation scenarios that reflect clients’ goals and risk tolerances. Cycle Financial employs fundamental and sector analysis, evaluates third‑party managers when appropriate, and performs periodic follow‑ups to review allocations and rebalance rather than executing discretionary trading on behalf of clients.
What is noteworthy relative to peers classified as investment managers is that the firm reports no assets under management and relies on fee‑for‑service arrangements (flat/project fees, subscriptions, and hourly consulting) rather than percentage‑of‑AUM billing. The firm also provides community financial education workshops and is led by management with CFP® credentialing, reflecting an advisory model oriented toward planning, education, and client implementation support rather than pooled or institutional asset management.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Comprehensive Financial Planning: $3,500 or $2,100 flat fee options
$375 per hour for financial planning services
$2,800 annual subscription fee for ongoing personal financial planning services
Fee-only: Comprehensive Financial Planning: $3,500 or $2,100 flat fee options; Subscription Financial Planning: $2,800 annual fee; Hourly Financial Planning: $375 per hour
Main office
Santa Monica CA
Advisors at this office
1
Most active in
California · New York
Also doing business as
Cycle Financial Planning · Cycle Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)