Cypress Financial Planning

Evan Powers is a CFP® with 12 years of industry experience, currently serving as an advisor at Cypress Financial Planning since 2013. He previously worked at Myfinancialanswers, LLC from 2015 to 2019. Powers serves as an advisory board member of Farmington Country Club, a private social and sports club, where he provides oversight of finances. Cypress Financial Planning is a fee-only, SEC-registered firm offering comprehensive financial planning, investment management, and retirement plan advisory services to individuals, families, businesses, and institutions. The firm employs a variety of investment strategies, including the use of derivatives, and manages both discretionary and non-discretionary client relationships.

Kurt Ruoff is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Cypress Financial Planning since 2020. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, with a combined tenure of nearly a decade. Outside of his advisory role, Ruoff is involved as a board member and treasurer for a youth sports tournament organization. Cypress Financial Planning is a fee-only, SEC-registered advisory firm that offers comprehensive financial planning and investment management to individuals, families, businesses, and institutions. The firm employs a range of portfolio strategies, including derivatives and options, and manages both discretionary and non-discretionary client relationships.

David Armbruster is a CFP® professional with seven years of experience in financial advising. He has been with Cypress Financial Planning since 2018 and previously worked at William Paterson University of New Jersey. Cypress Financial Planning is a fee-only, SEC-registered advisory firm serving individuals, families, businesses, and institutional clients. The firm uses a variety of investment strategies, including options and derivatives, to construct portfolios and provides both discretionary and non-discretionary wealth management and financial planning services.

Jeffrey Jones is a CFP® and Series 66 credentialed financial advisor with 17 years of experience, all at Cypress Financial Planning. He is a principal at Cypress Properties, managing commercial real estate property operations. Additionally, he volunteers as a financial mentor with 3rd Decade, providing coaching to underserved individuals. Cypress Financial Planning is a fee-only, SEC-registered advisory firm serving individuals, families, businesses, and institutions with comprehensive financial planning and investment management. The firm employs a combination of modern portfolio theory, fundamental and technical analysis, and uses derivatives strategies in client accounts while operating as a fiduciary.

Benjamin Pitts is a financial advisor at Cypress Financial Planning with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Tifin and Picwell, Inc. Outside of his advisory role, Pitts serves as CEO of Valor Technical Cleaning, a biohazard technical cleaning services company. Cypress Financial Planning is a fee-only, SEC-registered firm that provides comprehensive financial planning and investment management services to high-net-worth individuals, families, businesses, and institutional clients. The firm employs a blend of modern portfolio theory and active trading strategies, including derivatives, to manage approximately $490 million in client assets across discretionary and non-discretionary accounts.

Thomas Devine is a Series 65-licensed financial advisor with Cypress Financial Planning in Haddon Heights, NJ, and has two years of industry experience. Prior to joining Cypress, he worked at Ally Bank and GNR Group. Outside of financial advising, he has experience with Popsy Pop, LLC. Cypress Financial Planning is a fee-only, SEC-registered advisory firm serving individuals, families, businesses, and institutions. The firm employs a range of investment strategies, including derivatives and options, and manages both discretionary and non-discretionary client portfolios.

James Whalen is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Cypress Financial Planning. He previously worked at Dravo Bay, LLC, Blue Rock Financial Group, Northwestern Mutual Investment Management, and BNY Mellon Advisors. Cypress Financial Planning is a fee-only, SEC-registered advisory firm providing comprehensive financial planning, investment management, and retirement plan advisory services to individuals, families, businesses, and institutions. The firm utilizes a range of strategies including derivatives for hedging and income generation, operates as a fiduciary, and manages approximately $490 million in client assets across discretionary and non-discretionary relationships.