DAC Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
DAC Financial Advisors, Inc. is a fee-based registered investment adviser formed in 2026 that offers portfolio advisory, financial planning, and general consulting to individuals, families, trusts, retirement plans, and other entities. The firm provides ongoing non‑discretionary portfolio oversight and may recommend independent third‑party investment managers, arranging implementation through the GeoWealth platform with custody and execution handled by Schwab.
The firm’s process begins with a complimentary Discovery Meeting to build a personal financial profile and produce a working financial plan that guides recommendations; financial planning and consulting engagements are offered on hourly or fixed‑fee bases and may be reduced when DAC also manages client assets. For ongoing advisory work DAC does not typically exercise trading discretion itself but monitors selected investment managers, evaluates their philosophies and performance, and recommends manager or strategy changes as appropriate.
Compared with peers in the no‑active‑advisors category, DAC’s brochure highlights several uncommon features: the firm offers standalone financial planning, both hourly and fixed planning/consulting arrangements, and an active practice of selecting and supervising independent investment managers through a third‑party platform. The brochure also discloses that firm principals are licensed insurance agents who may receive commissions for insurance product sales, and it reports non‑discretionary assets under management of $0 as of August 1, 2026, with custody and fee billing administered by third parties.
Client services
Expertise
Fee options
Financial planning fixed fee up to $5,000 for initial engagement.
$0 - $499,999: 1.75% $500,000 - $749,999: 1.50% $750,000 - $999,999: 1.25% $1,000,000+: 1.00%
Commissions from insurance products sold by licensed agents within the firm.
Up to $300 per hour for financial planning and general consulting services.
Account minimum: $100,000
Main office
Reisterstown MD
Advisors at this office
1
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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