Dale Q. Rice Investment Management

Dale Q. Rice Investment Management, Ltd provides investment advisory and financial planning services primarily to individual and high net worth clients, including portfolio management, written investment strategies, and management of subaccounts of variable annuities. Services are delivered through both discretionary and non‑discretionary managed accounts and include ongoing suitability reviews and asset allocation recommendations.

The firm tailors advice to client needs by collecting and annually updating detailed suitability information (age, income, net worth, liquidity needs, tax status, risk tolerance and time horizon) and implements strategies such as asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term purchases. When authorized, the adviser exercises discretionary trading authority, performs due diligence and style allocation, and may deliver management via a wrap fee program.

What is distinctive about the firm is that it is owner‑operated by a single registered adviser while managing roughly $154 million in discretionary assets across about 108 accounts, and it offers management primarily through a wrap fee program. The principal is also a licensed insurance agent who may recommend or sell commissionable insurance products and manages variable annuity subaccounts—activities disclosed as potential conflicts of interest and noted to consume up to 20% of the adviser’s time.