Daniel Investments, Inc.

The firm provides discretionary and non-discretionary investment management for individuals, families, small business owners, and small non-profit organizations, including endowment funds and foundations. It manages taxable and tax‑deferred accounts and generally implements portfolios of individual stocks and bonds, occasionally using mutual funds for diversification or specialized foreign exposure, and can trade certificates of deposit and commercial paper while avoiding margin, shorting, wrap accounts, or third‑party assignment.

Investment decisions are driven by fundamental analysis with a long‑term holding orientation for equities and a tendency to hold corporate bonds to maturity; portfolios are tailored to clients’ income needs, growth objectives, and risk tolerance. Client accounts are custodied at Charles Schwab with a limited power of attorney for trading, reviewed at least twice monthly, and the firm will hold client cash or cash equivalents at no charge to help clients reach its $10,000 active‑management minimum.

Compared with independent peers, the firm’s work with small charitable organizations, endowments, and foundations — and its affiliation with a family foundation noted in the brochure — is an uncommon feature. The firm also discloses that its portfolio manager typically holds personal positions in equities recommended to clients and that it does not vote client proxies, leaving proxy materials to be directed to clients by the custodian.