DBA Joseph Fodera

Fodera Investments, Inc. provides investment advisory services to individual clients, including managed account oversight and separate consultation services. The firm reports a small amount of client assets under management and states that managed accounts are handled on a non-discretionary basis with clients able to impose investment restrictions.

Investment decisions are based on fundamental company research and a stated conservative, non-speculative orientation, and accounts are reviewed quarterly to confirm alignment with client risk tolerance and objectives. The firm notes it will assume limited discretionary authority only when a client is unavailable and a change is deemed necessary, and it does not act as custodian of client assets.

What is distinctive is the firm’s limited scale and the principal’s primary business focus outside of advisory services — approximately 80% of his time is spent in real estate development while advisory work uses the remaining 20%. The firm also bills and collects advisory fees directly rather than deducting them from client accounts, prefers Charles Schwab as its recommended custodian without receiving referral compensation, and does not charge performance-based fees.