DDO Advisory Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$26,713,352
Clients
45
Advisors
1
of 1 employees
About
DDO Advisory Services is an independent registered investment adviser serving individuals, families, small business owners, and retirees with comprehensive financial planning and fee-based investment advisory services. The firm provides hourly and project-based financial planning alongside ongoing portfolio management for taxable accounts, trusts, and a range of retirement accounts using pooled mutual funds and ETFs.
The firm’s investment approach emphasizes strategic, long-term asset allocation implemented on a primarily non-discretionary basis, with quarterly review meetings and client approval required before trades; third-party managers may be used for tactical or alternative exposures while the firm retains supervisory oversight. Financial planning engagements follow CFP Board Practice Standards, and client accounts are custodied at an independent custodian with regular quarterly reporting.
Noteworthy for an independent RIA of its size, the firm’s sole advisor is also a licensed insurance broker who may offer life, disability, and long‑term care products — a dual role the firm discloses and manages as a potential conflict of interest. The firm reports virtually all assets as non‑discretionary (approximately $26.8 million as of 12/31/2025), which, together with its insurance brokerage activity and use of third‑party managers for non‑strategic exposures, is uncommon among peers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fee financial planning engagements such as $1,500 for a financial plan.
$1 - $250,000: 2.50% (Total Maximum Annual Fee) $250,001 - $1,000,000: 2.30% (Total Maximum Annual Fee) $1,000,001 - $2,000,000: 2.20% (Total Maximum Annual Fee) $2,000,001 - $4,000,000: 1.95% (Total Maximum Annual Fee) Above $4,000,000+: 1.75% (Total Maximum Annual Fee)
$300 per hour for financial planning services; negotiable.
Fee-only: Investment management and advisory fees based on asset tiers as shown above; negotiable.
Main office
6369 Mill Street, Suite 209
Rhinebeck NY 12572
Advisors at this office
1
Most active in
New York · Rhode Island
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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