Deborah Wealth Advisory LLC

The firm provides fee-only wealth management to individuals and high-net-worth clients, combining investment management and written financial planning into a single bundled engagement. It does not require a minimum account size but charges a $1,250 quarterly minimum advisory fee and values its planning component at an internal rate of $300 per hour, which the brochure estimates will typically amount to 15–20 hours annually.

Investment approach emphasizes modern portfolio theory and strategic asset allocation, using a mix of passive and active funds and a generally long-term holding horizon; values-based (ESG or faith‑based) screening is available at a client’s request. The firm typically acts on a discretionary basis, requires clients to custody assets on the Charles Schwab institutional platform, and executes trades for each client individually rather than using aggregated block trades.

Distinctive features relative to peers include that the adviser was newly formed in 2026 and currently reports no assets under management or clients, and that its advisory fee explicitly incorporates a quantified financial‑planning hourly estimate. The firm does not accept third‑party sales compensation, does not participate in wrap fee programs, and relies on custodian statements for performance and holdings reporting rather than issuing separate written performance reports.