Deborah Wealth Advisory LLC

Deborah Wealth Advisory LLC is a fee-only registered investment adviser that provides wealth management services—combining portfolio management and financial planning—to individuals and high net worth individuals. The firm was formed and registered in 2026 and, as of the brochure date, reported no assets under management and no clients.

The firm employs modern portfolio theory and an asset-allocation framework, using a mix of passive and active funds with a generally long-term buy-and-hold orientation, and can incorporate values-based screening at a client’s request. Financial planning is bundled into the advisory relationship (the brochure discloses an internal planning hourly rate and estimates 15–20 hours of planning annually), and accounts are typically managed on a discretionary basis with client-imposed restrictions accepted in writing.

Distinctive operational features include the firm’s requirement that client accounts be custodied at specified platforms (Altruist or Schwab) and a prohibition on client-directed brokerage, along with a policy of executing trades for client accounts individually rather than aggregating or block trading. The fee schedule explicitly blends investment management and planning into an asset-based fee and imposes a $1,250 quarterly minimum, which the brochure notes may result in a higher effective fee for smaller account balances.