Decision Tree Advisor

Decision Tree Advisor provides wealth management, investment management, and financial planning services to individuals, high‑net‑worth individuals, and corporations. The fee‑only, state‑registered adviser manages approximately $1.98 million in discretionary assets across eight client relationships and does not accept commissions.

The firm emphasizes asset allocation and modern portfolio theory, generally favoring passive index funds while also using active managers when appropriate, and it can incorporate socially responsible (ESG) criteria at a client’s request. Clients work with the adviser to set goals and risk tolerance, and accounts are typically managed on a discretionary basis with both ongoing and project‑based financial planning options; a written financial plan can be provided at client election without an additional fee.

Notable distinguishing features include its small client base and modest AUM relative to many peers, no stated account minimum, and state registration after being founded in 2022, which may affect the firm’s regulatory reporting and scale of operations. The firm’s principal brings multi‑decade industry experience in sector research and recently added a Tax Planning Certified Professional designation to the advisory capabilities, and the firm recommends Charles Schwab for custody while maintaining a policy of not receiving third‑party sales compensation.