Bozeman, MT Office

DecisionPoint Financial provides discretionary investment management and financial planning to individuals (including high‑net‑worth clients), business entities, trusts, estates, and charitable organizations, and also offers standalone financial planning and consulting engagements. The firm additionally serves retirement plan sponsors and delivers 3(21) and 3(38) pension consulting services, including selection and monitoring of plan investment alternatives and participant education.

The firm charges percentage‑of‑AUM advisory fees and allocates client assets among mutual funds (including Dimensional Fund Advisors funds), ETFs, individual equities and fixed income, while treating cash as an asset class and conducting periodic account reviews at least annually. DecisionPoint uses a mix of fundamental, technical and cyclical analysis, exercises discretionary authority for portfolio management, and reports limited use of AI tools governed by an internal AI policy to support—but not replace—professional judgment.

What is distinctive for a firm of this scale is its explicitly stated work with state and municipal plan sponsors through its retirement plan consulting services and its disclosure that it uses client testimonials and advertises third‑party ratings. The brochure also discloses custodial relationships that provide technology and other support and occasional, modest third‑party payments for client events, which the firm describes as provided at the vendors’ discretion and not tied to investment commitments.