Decisions, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Decisions, LLC serves clients by referring them to third‑party asset managers and broker‑dealers rather than directly managing client portfolios, and it also provides financial planning and consulting services. The firm’s disclosed client types include individuals, high‑net‑worth clients, business entities and nonprofit organizations, and it does not accept custody of client assets.
Decisions does not formulate investment strategy or trade securities for client accounts; instead it evaluates and assists clients in selecting third‑party programs and managers, who are responsible for portfolio implementation. The firm discloses its referral arrangements and related conflicts of interest and informs clients that they are free to accept or decline its recommendations.
Distinctive features include the firm’s insurance agency activities—its principal conducts insurance business and assigns related commissions to the firm—and its explicit role in selecting and recommending other advisers. Unlike many investment managers, Decisions relies on referral compensation and charges hourly or fixed fees for planning work rather than operating on a percentage‑of‑assets advisory fee model.
Client services
Fee options
Fixed fees are quoted per project when hours can be accurately assessed.
The Adviser receives compensation as commissions from insurance product sales.
Hourly rate generally ranges from $125 to $350 based on complexity and services provided.
Fee-only: Hourly fees generally range from $125 to $350 per hour; fixed fees quoted per project when applicable.
Main office
425 St. Paul Place
Baltimore MD 21202
Advisors at this office
1
Most active in
Maryland · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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