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Deliberate Finances

Updated today

Client AUM

$18,727,962

Clients

59

Advisors

1

of 1 employees

About

Deliberate Finances provides financial planning and investment advisory services to individuals (including high‑net‑worth clients), businesses, pension/profit‑sharing plans, and charitable organizations. Its offerings include comprehensive financial planning combined with investment management, standalone financial planning, retirement‑plan consulting, and periodic educational seminars.

The firm builds diversified, low‑cost portfolios primarily through third‑party managers and the Betterment for Advisors platform, favoring passive ETF‑based strategies and conducting due diligence on outside managers. Investment management is carried out on a non‑discretionary basis within clients’ accounts and is integrated with ongoing planning and regular reviews, with clients billed under fixed or monthly retainer arrangements rather than a traditional percentage‑of‑assets fee.

Noteworthy distinctions include an explicit program of educational seminars, the firm’s disclosure that it may use client testimonials in marketing consistent with the SEC’s Marketing Rule, and a majority of its reported AUM being managed non‑discretionarily (approximately $18.7 million). The brochure also discloses the firm’s reliance on Betterment for Advisors’ platform and support services—an arrangement the firm identifies as benefitting its operations while creating potential conflicts that it monitors.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Retirement withdrawal strategies Business ownership considerations

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Financial Planning fixed fees $500 to $10,000; Educational Seminars $1,000 to $5,000; Retirement Plan Consulting minimum annual fee $2,000, negotiable; Comprehensive Financial Planning & Investment Management upfront fee $1,050-$4,500

Subscriptions

Ongoing monthly fees for Comprehensive Financial Planning & Investment Management range from $350 to $1,500, depending on complexity

Other

Minimum fee: Upfront charge between $1,050 - $4,500 for Comprehensive Financial Planning & Investment Management Fee-only: Financial Planning fixed fees ranging from $500 to $10,000, negotiable

Main office

New Orleans LA

Advisors at this office

1

Most active in

Louisiana · Texas

Also doing business as

Deliberate Finances · Deliberate Finances, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Ryan F

CFP®

New Orleans, LA

Deliberate Finances

I specialize in working with people who inherit significant wealth at a relatively young age. I've seen time and again clients go through a sudden loss and also have their entire financial picture radically change in a matter of months. Suddenly coming into a large amount of money adds complexity both on the technical side (taxes, investing, retirement, probate, etc.) but also on the identity side: Who am I now? What has changed and what hasn't? How do I do my best to value this money while not valuing it TOO much? These are the types of questions I love helping clients wrestle with. Before becoming a fee-only financial planner, I worked as a teacher and then as a school administrator overseeing HR, including recruiting and hiring teachers. Working in HR revealed a lot about the financial lives of employees, and that’s where the lightbulb went off: Too many people feel overwhelmed with their finances, always wondering if they're making mistakes. And too many people who want help are taken advantage of or shut out by our financial institutions. I changed careers, earned a certificate in financial planning from L.S.U., became a CFP® professional, and started Deliberate Finances. I work primarily with couples in their 30's and 40's to help make sure your money is going to supporting your ideal life, and NOT going to things that you ultimately don't value highly. When not working, I’m exploring a New Orleans festival with my wife & two kids, running or biking around the city, or watching way too many hours of tragic Minnesota sports teams. I also tend to be on one nonprofit board or another at all times.

Inherited wealth Public Service Employee Gen Y/Millennials (Born 1980-1995)
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