Delta Financial Advisory

Delta Financial Advisory is a small, independent registered investment adviser that serves individuals, high‑net‑worth clients, trusts, estates, and businesses with discretionary investment management, financial planning, and fee‑based non‑discretionary advice. The firm also offers business consulting engagements and delivers accounting, tax advisory, and tax preparation services under separate written agreements.

The firm places discretionary clients into proprietary model portfolios and typically allocates assets among exchange‑traded funds, individual equities, and fixed‑income securities, with ongoing monitoring and periodic rebalancing; non‑discretionary and consulting work is provided on an hourly or project basis. At the time of the brochure the firm reported managing roughly $3.7 million of client assets, all on a discretionary basis, and conducts client reviews at least annually.

What distinguishes this firm from many peers is the integration of accounting and tax services alongside investment advisory work — including fractional CFO, accounting support, and due diligence services — and the firm’s disclosure that its principal may devote a substantial portion of time to consulting (up to 40% of working hours). That combination, together with a very small client roster and solo‑practitioner structure, can produce a closer advisor‑accountant relationship but also reflects limited scale relative to larger independent firms.