Demming Financial Services Corp.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$763,595,789
Clients
795
Advisors
5
of 11 employees
About
Demming Financial Services Corporation serves individual and high-net-worth clients as well as pension, trust, and corporate accounts, providing financial planning, consulting, and portfolio management services commonly billed as a percentage of assets under management. The firm reports approximately $766 million in AUM and manages client portfolios on a discretionary basis while also offering stand-alone planning and hourly or fixed-fee consulting engagements.
DFSC’s investment approach emphasizes fundamental analysis and the development of client-specific Investment Policy Statements to guide asset allocation and risk management, with ongoing monitoring and quarterly reviews. The firm typically allocates assets among independent managers, mutual funds, ETFs and individual securities, and it also recommends private placements for qualified accredited investors and advises on non-custodied products such as variable insurance contracts, annuities, employer retirement plan assets, and 529 plans when appropriate.
Noteworthy features highlighted in the brochure include a long operating history (established 1981) and an absence of a stated firm-wide account minimum, although certain independent managers may impose their own requirements. The firm discloses that some supervised persons act as licensed insurance agents and may receive commissions for insurance sales, that it does not vote client proxies, and that it recommends Charles Schwab while receiving software, support and other institutional benefits from that custodian — relationships the firm identifies as potential conflicts of interest.
Client services
Expertise
Fee options
Financial planning or consulting fixed fees ranging from $500 to $1,500.
$0 - $2,500,000: 0.85% $2,500,001 - $5,000,000: 0.75% $5,000,001 - $7,500,000: 0.50% $7,500,001+: Negotiable
Insurance products sold under separate commission arrangements by certain supervised persons.
$50 to $200 per hour for stand-alone financial planning or consulting services.
Generally requires an annual retainer fee for ongoing financial planning and consulting services.
Main office
13 New Hudson Road
Auroara OH 44202
Advisors at this office
5
Most active in
Arizona · California · Florida · Georgia · Illinois · Michigan · New Hampshire · North Carolina · Ohio · Pennsylvania · South Carolina · Texas · Virginia · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
David D
CFP®, Series 66
Auroara, OH
Demming Financial Services Corp.
David Demming Jr. is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Demming Financial Services Corp. since 2002. Demming Financial Services Corporation serves individual and high-net-worth clients as well as pension, trust, and corporate accounts, providing financial planning, consulting, and portfolio management services. The firm employs a fundamental analysis approach with client-specific Investment Policy Statements and typically allocates assets among independent managers, mutual funds, ETFs, and individual securities.
Jacob S
CFP®, Series 65
Aurora, OH
Demming Financial Services Corp.
Jacob Smail is a CFP® and holds a Series 65 license with three years of industry experience. He has been with Demming Financial Services Corp. since 2021. Prior to that, his work history includes positions at Saint Vincent College and Best Buy. Demming Financial Services Corp. serves individual and high-net-worth clients, as well as pension, trust, and corporate accounts, offering financial planning, consulting, and portfolio management services. The firm uses fundamental analysis and client-specific Investment Policy Statements to guide asset allocation and risk management, managing approximately $766 million in assets.
Kevin C
CFP®
Aurora, OH
Demming Financial Services Corp.
Kevin Coholan is a CFP® with eight years of industry experience, currently serving as an advisor at Demming Financial Services Corp. since 2014. He works within a team of five advisors based in Aurora, Ohio. Demming Financial Services Corporation provides financial planning, consulting, and portfolio management services to individual, high-net-worth, pension, trust, and corporate clients. The firm manages approximately $766 million in assets, employing a fundamental analysis investment approach tailored to client-specific Investment Policy Statements with oversight through quarterly reviews.
David D
CFP®, Series 63
Aurora, OH
Demming Financial Services Corp.
David Demming is a CFP® professional with 26 years of industry experience. He has worked at Coordinated Capital Securities, Inc. for 26 years and has been associated with Demming Financial Services Corp. for over four decades. In addition to his advisory work, he is also an independent insurance agent and loan originator. Demming Financial Services Corporation serves individual and high-net-worth clients, as well as pension, trust, and corporate accounts, providing financial planning, consulting, and portfolio management. The firm emphasizes fundamental analysis and client-specific Investment Policy Statements, with ongoing monitoring and quarterly reviews.
Ryan C
Series 66
Aurora, OH
Demming Financial Services Corp.
Ryan Coulter is a financial advisor at Demming Financial Services Corp. with five years of industry experience. He holds the Series 66 designation and has worked at firms including Lincoln Financial Corporation and Custom Planning Solutions, LLC. Demming Financial Services Corporation serves individual and high-net-worth clients as well as pension, trust, and corporate accounts, providing financial planning, consulting, and portfolio management services. The firm emphasizes fundamental analysis and client-specific Investment Policy Statements to guide asset allocation and risk management, managing approximately $766 million in assets.
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