Denby Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Denby Financial Services provides investment advisory and financial planning services primarily to individual clients, managing roughly $3.95 million across about 26 accounts. The firm offers ongoing asset management, written financial plans and as‑needed consulting, and also provides income tax preparation and small‑business accounting and payroll services in addition to advisory work.
The firm’s investment work combines fundamental analysis and strategic allocation with both long‑ and short‑term trading approaches, and it actively monitors accounts against client objectives. Much of the firm’s asset management is handled on a non‑discretionary basis, so recommendations are implemented only after client approval, and the adviser may modestly adjust cash levels or accommodate special situations such as low‑basis stock or legacy holdings.
Compared with many peers, Denby Financial Services periodically issues impersonal educational newsletters to clients and prospects, a practice the brochure highlights. It is also notable that the adviser emphasizes non‑discretionary management and provides tax and small‑business accounting services alongside investment advice, which are less common combinations among independent advisory firms.
Client services
Expertise
Fee options
$1,000 fixed fee for financial planning services
Under $50,000 - $50,000: 1.15% $50,000 - $100,000: 1.00% Over $100,000+: 0.95%
$195 per hour
Main office
Clifton NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")