Dependent Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$47,183,165
Clients
86
Advisors
1
of 1 employees
About
Dependent Financial Planning provides investment management, financial planning (both project‑based and ongoing), retirement plan consulting for employer‑sponsored plans, and educational seminars or workshops. It serves individuals, high‑net‑worth clients, and charitable organizations and operates as a fee‑only adviser that commonly charges percentage‑of‑assets under management for investment services.
The firm’s investment approach emphasizes modern portfolio theory and asset allocation, blending passive and active strategies through mutual funds, ETFs, and individual securities, and it may implement portfolios using Betterment Advisor Solutions or third‑party outside managers. It also offers held‑away account review and can tailor socially responsible portfolios to reflect client values.
What distinguishes the firm from many peers is its retirement plan consulting work — including investment policy development, fee analysis, participant education, and vendor searches — and its regular delivery of paid educational seminars and speaking engagements. Founded in 2024 and registered in multiple states, the firm’s principal holds CFP®, AFC®, and ChSNC® credentials, which inform its planning services and special‑needs expertise.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$0 - $50,000: 0.90% $50,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.85% $3,000,001+: 0.70%
Project-Based Financial Planning - $320 per hour
Ongoing Financial Planning: recurring fixed fee ranging from $70 to $670 per month, paid monthly in arrears or half up-front
Fee-only: Ongoing Financial Planning: $70 to $670 per month; Project-Based Financial Planning: fixed fees $840 to $8,000 or hourly $320/hour
Main office
Edgewater MD
Advisors at this office
1
Most active in
California · Connecticut · Maryland · Pennsylvania · Texas
Also doing business as
Dependent Financial Planning · Dependent Financial Planning LLC · Planning Across LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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