Destiny Money Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Destiny Money Management provides financial planning and non‑discretionary investment advice to individuals as well as small businesses and non‑profit organizations. The firm also offers financial literacy educational events, including webinars, seminars and workshops, and begins client relationships with a free initial consultation and written financial plans.
The adviser prepares written securities recommendations and annual plan reviews but does not accept custody or exercise discretionary portfolio management for client accounts; clients are expected to implement recommendations through their chosen custodians. Destiny relies on a contractual relationship with a third‑party money manager and research platform for portfolio support — including access to the KonnexME Advisor Track and the Wright Investment Strategy — and discloses that it receives compensation from that arrangement.
What is distinctive about the firm compared with many independent advisers is its combination of public financial education offerings and an advisory model that avoids percentage‑of‑AUM billing and in‑house discretionary portfolio management. For clients seeking active, managed accounts, Destiny directs them to its third‑party partner under a referral arrangement, while retaining a focus on written plans, consultative reviews, and documented third‑party disclosures.
Client services
Expertise
Fee options
Financial Planning Services: $500 initial plan fee; Investment Plan with Recommendations: $350
Monthly Investment Review: $35/month
Fee-only: Financial Planning Services: $500 (includes 1 year annual review), $150 for subsequent reviews; Investment Plan with Recommendations: $350; Monthly Investment Review: $35/month; Educational Webinars: Free; Conferences and Workshops: $75 - $750 per attendee, varies by event
Main office
10514 Buckley Hall Road
Mathews VA 23109
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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