Dhamma Capital

Dhamma Capital provides discretionary and non‑discretionary asset management, financial planning, and retirement plan services to individuals, families, small businesses, and retirement plans, including pension and profit‑sharing plans. The firm also refers clients to select third‑party money managers and holds educational seminars and workshops for the public at no charge.

Its investment process blends fundamental and technical analysis and can employ options, derivatives, direct‑indexing strategies and other tools such as leveraged or inverse funds; the brochure discloses the use of derivatives in separately managed accounts and associated material risks. For employer‑sponsored plans Dhamma Capital can act as an ERISA 3(21) advisor or as a discretionary 3(38) manager, and it uses an account‑aggregation service (Pontera) to monitor and rebalance held‑away plan assets.

Compared with many independent, solo firms, Dhamma Capital is notable for actively serving corporate and pension clients and offering pension consulting while also running free public workshops, a mix the firm identifies as uncommon among peers. The brochure also highlights other non‑traditional elements — assistance with securities‑backed lines of credit, direct indexing, documented use of third‑party AI tools for certain services, and disclosed solicitor arrangements when recommending third‑party managers.