Diamond Trail Capital Management

Diamond Trail Capital Management provides discretionary asset management and financial planning to individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm also sponsors a wrap fee program that bundles investment advisory services and certain custodial transaction costs into a single fee arrangement.

The firm generally favors a long-term buy-and-hold approach while using fundamental and technical analysis to construct portfolios that may include mutual funds, ETFs, stocks, bonds and cash equivalents, with account reviews at least quarterly. Portfolios are managed directly by the adviser or, with client consent, through selected third‑party portfolio managers and model portfolios available via custodial platforms.

Compared with many peers, the firm operates on a small, individualized scale and makes use of multiple custodial relationships, including Schwab and Altruist, with access to Altruist’s Model Marketplace and tax‑management tools. The brochure discloses two notable conflicts of interest: wrap accounts can create an incentive to limit trading because the firm absorbs transaction costs, and advisory representatives may also be licensed insurance agents who recommend and sell insurance products for commissions.