DiBenedetto & Associates Ltd
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$282,256,456
Clients
314
Advisors
3
across 2 offices
About
DiBenedetto & Associates Ltd is an SEC-registered advisory firm that serves individual investors — including high-net-worth clients — as well as family trusts, foundations, business entities, and retirement plans, managing about $333 million across roughly 314 client relationships. Its services include discretionary portfolio management, financial planning, and insurance brokerage, with advice on mutual funds, stocks, bonds, REITs and fixed-life insurance and annuity products; the firm also provides occasional non-investment guidance such as assistance with real estate and vehicle purchases.
The firm favors a long-term, buy-and-hold investment approach and builds customized, diversified asset allocations for retirement-focused clients, implemented primarily through actively managed mutual funds; bond and CD selections are screened for credit quality and generally held to maturity to generate income. It operates as a fiduciary with discretionary authority for managed accounts, conducts quarterly account reviews tied to reporting and billing cycles, and requires client accounts to be maintained at a qualified custodian (Charles Schwab).
A distinctive feature is that the firm also functions as an independent life insurance broker; to address the potential conflict from commission-based insurance sales, insurance products for which the firm receives commissions are excluded from assets under management and fee calculations. The firm is a small, team-based advisor (three advisors) with a stated account minimum of $500,000 (exceptions permitted) and emphasizes coordination with clients’ other professionals while providing supervisory services and ongoing fund monitoring.
Client services
Expertise
Fee options
Flat dollar fee negotiated between advisor and client, charged quarterly, independent of AUM.
$0 - $499,999.99: 1.25% annual rate $500,000.00 - $999,999: 1.00% annual rate $1,000,000.00+: less than 1% annual rate
Commissions on insurance products sold; insurance assets excluded from assets under management and fees.
Account minimum: $500,000
Main office
See office4920 Forest Hills Road
Loves Park IL 61111
Advisors at this office
1
Offices (2)
Most active in
Illinois · Texas
Also doing business as
Burton Portfolios Ltd · Dibenedetto & Associates Ltd · Dibenedetto & Burton Ltd.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Jeffrey D
Series 63, Series 65
Loves Park, IL
DiBenedetto & Associates Ltd
Jeffrey Dibenedetto is a financial advisor at DiBenedetto & Associates Ltd with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has been with the firm since 2004. DiBenedetto & Associates Ltd provides discretionary investment advisory and supervisory services to individuals, family trusts, charitable foundations, business entities, and retirement plans. The firm employs a long-term, buy-and-hold investment approach with customized, diversified asset allocations, combining actively managed mutual funds with individual stocks, bonds, CDs, and REITs.
Alex D
Series 63, Series 65
Rockford, IL
DiBenedetto & Associates Ltd
Alex Dibenedetto is a financial advisor at DiBenedetto & Associates Ltd with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Fox & Henry, Inc. since 1998. DiBenedetto & Associates Ltd provides discretionary investment advisory and supervisory services to individuals, family trusts, charitable foundations, business entities, and retirement plans, managing over $312 million in assets across approximately 318 client relationships. The firm employs a long-term, buy-and-hold investment approach with customized diversified asset allocations and integrates independent insurance brokerage services excluding commission-based insurance products from assets under management.
Charles D
ChFC®, Series 63
Rockford, IL
DiBenedetto & Associates Ltd
Charles Dibenedetto is a ChFC® credentialed financial advisor with 26 years of industry experience. He has been associated with DiBenedetto & Associates Ltd since 1981 and Fox & Henry, Inc. since 1982. DiBenedetto & Associates Ltd provides discretionary investment advisory and supervisory services to individuals, family trusts, charitable foundations, business entities, and retirement plans. The firm employs a long-term, buy-and-hold investment approach with custom, diversified asset allocations and combines advisory services with independent insurance brokerage, excluding commission-paid insurance products from assets under management.
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