Differential Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Differential Planning LLC is a state-registered, single-advisor firm that provides hourly financial planning and related investment services to individuals, high-net-worth individuals, trusts, and corporations or other business clients. Planning topics explicitly include business planning, cash flow, retirement, tax, estate, insurance, and non-discretionary securities advice.
The firm’s investment approach is grounded in Modern Portfolio Theory and a buy-and-hold passive indexing strategy implemented primarily through Vanguard mutual funds and ETFs, with accounts reviewed at least semiannually and discretionary management available via a limited power of attorney. DP does not participate in wrap fee programs, does not aggregate trades, and emphasizes low-cost, low-turnover indexing while acknowledging concentration and tracking risks associated with using a single fund family.
Distinctive aspects of the firm include its practice model that ties investment management access to an ongoing planning relationship rather than the more common percentage-of-assets fee model, and its willingness to work with corporate and trust clients alongside individuals. The firm’s sole principal holds the CFA charter and brings prior institutional corporate credit experience, and the exclusive recommendation of Vanguard index products shapes both its operational profile and client exposure relative to many solo independent advisers.
Client services
Expertise
Fee options
$300 per hour
Fee-only: Hourly Financial Planning fee at $300 per hour
Main office
Silverdale WA
Advisors at this office
1
Most active in
Colorado · Louisiana · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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