Ditto & Powers, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ditto & Powers, LLC provides financial planning and investment management to individuals, trusts, and high‑net‑worth clients, and also offers corporate‑sponsored financial planning and access to third‑party manager programs. The firm delivers written financial plans and separate implementation agreements, and it states it does not impose an account minimum.
Investment management is typically provided on a discretionary basis and is guided by client‑specific asset allocation determined through interviews and a factfinder; recommended holdings may include mutual funds, ETFs, alternatives, stocks, bonds and options, and the firm may use margin or short sales for clients with higher risk tolerances. Ditto & Powers conducts due diligence on third‑party managers, monitors their performance and, for discretionary accounts, reserves the right to reallocate assets among managers without prior client consent.
The firm is operated by two principals rather than as a solo practitioner, an ownership structure the brochure notes and that is less common for independent advisers of this size. The ADV is an initial filing showing no assets under management, and the brochure discloses that firm professionals are separately licensed to sell insurance (earning separate commissions) and that the firm maintains an institutional custodial relationship that provides economic benefits to the adviser—both identified as potential conflicts of interest.
Client services
Expertise
Fee options
Financial planning services fixed fees ranging from $2,000 to $25,000
0% to 2.00% per annum (fees negotiable based on account size and complexity)
Fee-only: Financial planning services fixed fees ranging from $2,000 to $25,000 (negotiable based on complexity)
Main office
Cockeysville MD
Advisors at this office
1
Most active in
Maryland · Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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