Diversified Capital Corp.

The firm provides fee-based investment management and consultation primarily for individual investors and their retirement vehicles (pension and profit-sharing plans, IRAs, and trusts). Its Advisory Division describes itself as fee-only and focuses on portfolio management and periodic investment advice rather than comprehensive financial planning, and the firm has been transitioning away from a legacy broker-dealer business to discontinue commission-based sales.

The firm constructs written investment profiles and tailored asset-allocation models (e.g., Defensive Balanced, Conservative Balanced, Active Balanced, Equity Tilted) and implements portfolios using no-load mutual funds, ETFs, MLPs and, when appropriate, individual stocks and bonds. The sole advisor maintains discretionary trading authority under a limited power of attorney while typically consulting with clients, performs monthly account reviews, and provides monthly hard-copy account summaries rather than relying on email or a website.

Distinctive features include a deliberate intent to keep the advisory business small due to the principal’s other business involvements—including real estate partnerships, trustee and board roles—and the firm’s history of operating a broker-dealer division that it plans to close to eliminate commission conflicts. The firm also participates in the Charles Schwab Institutional program and relies on phone and mailed statements for client communication, occasionally managing certain family or children’s accounts gratis and not voting client proxies.