Diversified Financial Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$324,429,957
Clients
139
Advisors
4
of 5 employees
About
Diversified Financial Management is an independent, fee‑only SEC-registered investment advisor that serves individuals (including high‑net‑worth clients), trusts, estates, businesses, and retirement plans. As of December 31, 2025, the firm manages about $338.8 million for roughly 139 clients and provides portfolio management, financial planning, and retirement plan advisory services.
The firm builds customized, diversified portfolios using mutual funds, ETFs, individual equities, fixed income, and access to alternative investments, and it manages accounts on both discretionary and non‑discretionary bases with quarterly performance reviews. DFM takes a holistic approach—considering tax, estate, and retirement needs—and may incorporate liquidity solutions such as non‑purpose margin borrowings and pledged‑asset lines of credit secured by client accounts as part of its planning and implementation.
Noteworthy among peers, DFM explicitly offers and documents the use of borrowing against separately managed accounts and routinely provides educational seminars and participant presentations for retirement plans, practices that are uncommon for supported firms. The firm also evaluates and, when appropriate, recommends outside independent managers and discloses related conflicts and fiduciary responsibilities in its advisory relationships.
Client services
Expertise
Fee options
Fixed financial planning fees based on complexity and scope
$0 - $1,000,000: 1.00% $1,000,000 - $3,000,000: 0.90% $3,000,000 - $5,000,000: 0.75% $5,000,000+: 0.50%
Hourly rate of $350 for financial planning services
Minimum fee: Minimum annual fee of $5,000, negotiable or waivable Fee-only: Fee-only investment advisory services
Main office
188 Whiting Street, Suite 10
Hingham MA 02043
Advisors at this office
4
Most active in
Florida · Massachusetts · New Hampshire
Also doing business as
D/B/A Diversified Financial Management Associates, Inc. · Diversified Financial Management · Diversified Financial Management Associates, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Mark E
Series 63, Series 66
Norwell, MA
Diversified Financial Management
Mark Everett is a financial advisor with Diversified Financial Management in Norwell, MA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Diversified Financial Management since 2015. Diversified Financial Management is an independent, fee-only SEC-registered adviser serving individuals, trusts, businesses, and retirement plans. The firm offers customized portfolio management and financial planning with a holistic, tax-aware approach, incorporating both quantitative and fundamental analysis.
Bradford C
CFA®, Series 66
Norwell, MA
Diversified Financial Management
Bradford Cadigan is a CFA® charterholder with nine years of industry experience. He is currently with Diversified Financial Management Associates, Inc., where he has worked since 2025. Prior to this, he was with Columbia Threadneedle Investments for eight years and Eaton Vance Management for one year. Diversified Financial Management is an independent, fee-only SEC-registered adviser serving individuals, trusts, businesses, and retirement plans. The firm offers customized portfolio management and financial planning with a tax-aware approach, incorporating both quantitative and fundamental analysis.
Adam D
Norwell, MA
Diversified Financial Management
Adam Dworkin is a financial advisor at Diversified Financial Management with five years of industry experience. He is also a Certified Public Accountant with AKD Consultants, where he has provided accounting services since 2011. Diversified Financial Management is an independent, fee-only SEC-registered adviser serving individuals, trusts, businesses, and retirement plans. The firm offers customized portfolio management and financial planning with a tax-aware approach, combining quantitative and fundamental analysis while providing client education and access to alternative investments.
Henry P
CFA®
Norwell, MA
Diversified Financial Management
Henry Place Jr. is a CFA® charterholder with 15 years of industry experience. He has been with Diversified Financial Management since 2014. Diversified Financial Management is an independent, fee-only SEC-registered adviser serving individuals, trusts, businesses, and retirement plans. The firm offers customized portfolio management and financial planning, employing both quantitative and fundamental analysis with a tax-aware approach.
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