DJG Financial Services, Inc. logo

DJG Financial Services, Inc.

Updated today

Client assets under management

$89,989,011

Clients

194

14% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

65

High

Average account size

$463,861

About

DJG Financial Services provides personalized financial planning and discretionary investment management to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses. The firm implements portfolios primarily with stocks, exchange‑traded funds, mutual funds, and bonds and does not sell commissioned insurance or annuity products.

The firm’s investment approach centers on strategic asset allocation and a buy‑and‑hold orientation, with client goals documented in written records or Investment Policy Statements and trades executed under a limited power of attorney. DJG offers ongoing review and reporting, limited‑scope hourly planning, and uses third‑party research and reporting tools (Morningstar, Black Diamond) and custodians such as Charles Schwab, Dunham Trust, and Capital Group/American Funds.

What is noteworthy for this small team is that DJG offers access to a third‑party Asset Allocation Program that allows certain qualified clients to elect performance‑based compensation, a structure the firm discloses as a potential conflict and that is uncommon among peers. The firm also has an affiliation with an accounting practice—one owner is an owner of D.J. Gustafson & Co., CPA PC—and some clients overlap between the firms, though DJG reports no fee‑sharing; DJG reported about $93.2 million in discretionary assets under management as of December 31, 2025.

Client services

Financial planning Portfolio management

Expertise

General retirement planning College savings (529s, UTMA, etc.) General tax planning General estate planning guidance Cash flow / budgeting

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Fee options

Percentage

$0 - $250,000: 1.50% annually $250,001 - $1,000,000: 1.25% annually $1,000,001 - $2,500,000: 1.00% annually Above $2,500,000+: 0.85% annually

Project-based

Generally $350 per hour for limited scope engagements, negotiable

Performance-based

10% of total net increase in market value using high-water marks, charged monthly and billed quarterly for qualified clients in Dunham Asset Allocation Program

Other

Fee-only: Hourly fee generally $350 per hour, negotiable

Main office location

DJG Financial Services, Inc.

775 Pleasant Street, Suite 5

East Weymouth MA 02189, United States

Number of offices

1

Most active in

Connecticut · Massachusetts

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Donald G

PFS™, Series 65

East Weymouth, MA

DJG Financial Services, Inc.

Donald Gustafson is a financial advisor at DJG Financial Services, Inc. with 18 years of industry experience. He holds the PFS™ designation and Series 65 license. Gustafson has worked at DJG Financial Services since 2003 and also maintains a longstanding role at D.J. Gustafson & Co, CPA PC since 1986. DJG Financial Services provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach with a buy-and-hold orientation, utilizing fundamental and technical analysis supported by third-party tools and offers a performance-based fee option through the Dunham asset allocation program.

General retirement planning College savings (529s, UTMA, etc.) General tax planning General estate planning guidance Cash flow / budgeting
user avatar

Raymond C

CFA®, Series 63, Series 66

East Weymouth, MA

DJG Financial Services, Inc.

Raymond Childs is a CFA® charterholder with 16 years of industry experience. He is currently with DJG Financial Services, Inc., where he has worked since 2021. His prior roles include positions at Shorepoint Capital Partners LLC and Able Capital Management, LLC. DJG Financial Services provides personalized financial planning and discretionary investment management to individuals, pension plans, trusts, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach with a buy-and-hold orientation, utilizing fundamental and technical analysis and offering a performance-based fee option for qualified clients.

General retirement planning College savings (529s, UTMA, etc.) General tax planning General estate planning guidance Cash flow / budgeting
user avatar

Thomas C

Series 63, Series 65

Darien, CT

DJG Financial Services, Inc.

Thomas Childs is a financial advisor at DJG Financial Services, Inc. with one year of industry experience. He previously worked at Santander Bank, NA for eight years and MUFG for one year. DJG Financial Services provides personalized financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm follows a long-term, strategic asset allocation approach using stocks, mutual funds, ETFs, and fixed-income securities, and offers a performance-based fee option alongside a connection to an accounting practice.

General retirement planning College savings (529s, UTMA, etc.) General tax planning General estate planning guidance Cash flow / budgeting
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