Do, Len D
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is a sole‑proprietorship registered investment adviser that offers financial planning, portfolio management, employee benefits planning, and related services to individuals, business owners and businesses; it also makes introductions to third‑party advisers. Described services include portfolio construction, asset allocation, rebalancing, tax‑aware decision making, and educational seminars and workshops on topics such as retirement planning and options strategies.
The investment approach blends quantitative analysis—using financial ratios and discounted cash flow valuations—with diversified asset allocation and index‑tracking strategies, and spans value, growth, income, small‑cap and socially responsible investing styles. The firm provides ongoing monitoring with quarterly and annual reviews, does not accept discretionary authority to manage client accounts, and uses a mix of fee arrangements including percentage‑of‑AUM, fixed and hourly charges.
What is distinctive about the firm is its participation as a wrap fee program sponsor and its explicit offering of no‑charge educational seminars and workshops, both of which are uncommon among peers. The brochure also discloses that the firm selects and refers clients to other advisers and may receive referral payments (up to 25% of a third‑party adviser’s investment management fee), an arrangement the firm identifies as a material conflict to be disclosed and managed.
Client services
Expertise
Occupation focus
Fee options
$250 to $2,500 for specific financial planning, portfolio construction, and employee benefits planning
$0 - $100,000: 2.0% $100,001 - $500,000: 1.5% $500,001 - $1,000,000: 1.0% $1,000,001+: 1.0%
$100 per hour for specific financial planning, portfolio construction, and employee benefits planning
Account minimum: $250,000 Fee-only: Financial planning fees range from $250 to $2,500 depending on client situation and scope; hourly consulting rate is $100/hour; fixed fees range from $250 to $2,500 for specific services.
Main office
San Bruno CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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