Dotch Capital
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Dotch Capital is a small independent registered investment adviser that serves individuals (including high‑net‑worth clients), employer‑sponsored retirement plans, trusts, estates, and business entities. The firm provides asset management, financial planning and consulting (project or ongoing), and retirement plan advisory services to plan sponsors, and the brochure notes it currently has no assets under management.
The firm’s investment process uses a mix of fundamental and technical analysis alongside modern portfolio theory to build diversified portfolios and pursue long‑term, short‑term, income, or hedging strategies as appropriate to client objectives. Recommendations are tailored to each client’s Investment Policy Statement, and asset management is conducted on a non‑discretionary basis with account reviews at least annually and more frequent monitoring for retirement plans.
Distinctive aspects highlighted in the brochure include that certain associates are licensed insurance agents who may receive commissions on insurance product sales (a conflict of interest the firm discloses) and that the firm provides retirement plan consulting to plan sponsors—conducting in‑depth fund selection, ongoing monitoring, and acting in a 3(21) fiduciary capacity in some engagements. The brochure also states the firm does not participate in wrap fee programs, does not charge performance‑based fees, and permits clients to direct brokerage and custodial relationships.
Client services
Expertise
Fee options
Financial planning fixed fees $1,000 - $3,000; Retirement plan advisory fixed fees $1,000 - $5,000; Asset management fixed fees $7,500 - $55,000
$0 - $2,000,000: 2.50% $2,000,001+: 2.20%
Financial planning consulting hourly fees $200 - $400 per hour
Account minimum: $100,000 (may be waived at discretion) Minimum fee: Fixed fees for asset management ranging from $7,500 to $55,000 depending on asset size Fee-only: Financial planning hourly fees $200 - $400 per hour; fixed fees $1,000 - $3,000; Retirement plan fees 0.50% - 1.0% of plan assets or fixed fees $1,000 - $5,000
Main office
Stockton CA
Advisors at this office
1
Most active in
California
Also doing business as
Dotch Capital · Dotch Financial & Insurance Services, Inc. · The Dotch Capital Corporation
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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