A complete list of active advisors currently associated with Downshift Financial

Warmer can help you find a great advisor at Downshift Financial or one who fits your needs even better.

Downshift Financial serves individuals — including high‑net‑worth clients — and sponsors of employer retirement plans, providing ongoing investment management, comprehensive wealth management (investment management combined with financial planning), and employee benefit plan advisory services. The firm works with a modest client base and a small advisory team to deliver these services on an ongoing basis. The firm primarily follows a passive, asset‑allocation approach using mutual funds and ETFs to construct portfolios for long‑term goals, with discretionary authority to implement and rebalance portfolios. When appropriate for a client’s objectives and risk tolerance, Downshift may selectively use conservative options strategies (covered calls, protective puts, collars) and conducts annual reviews of financial plans and portfolio alignment. What is statistically uncommon about Downshift is its non‑percentage fee model: the firm does not charge advisory fees based on a percentage of AUM and instead uses a flat annual advisory fee that is subject to an annual CPI‑U adjustment. The brochure also discloses several operational distinctions — limited estate‑planning fee discounts for clients who present paid attorney invoices, a requirement that managed accounts be custodied at Schwab or Altruist, and a policy of not accepting third‑party sales compensation or participating in wrap programs.

To learn more about the advisors currently working at Downshift Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.