Downtown Wealth Studios, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$551,306,591
Clients
45
Advisors
4
across 3 offices
About
Downtown Wealth Studios, LLC provides customized wealth management and financial planning to individuals, high‑net‑worth clients, families, trusts, estates, businesses, and endowments. The firm constructs portfolios of individual equities, ETFs, mutual funds, and bonds and typically includes financial planning as part of its wealth management engagements.
DWS generally manages accounts on a non‑discretionary basis and obtains client approval for trades, though it will exercise discretion in certain circumstances; as of December 31, 2025 the firm reported $563,471,530 in assets under management, approximately $522,057,932 of which is managed non‑discretionarily. Investment decisions combine fundamental and technical analysis, a long‑term orientation with occasional shorter‑term reallocations, and internal due diligence, and the adviser seeks low‑cost mutual fund share classes when feasible.
Notable features include operating nine offices while serving a relatively small client base of 45 clients with a four‑adviser team, and being founded in January 2023 as a wholly owned subsidiary of Creative Wealth Collaboration LLC. The firm discloses an institutional relationship with BNY Pershing (including past technology and marketing support that ended December 31, 2024), the use of standing letters of authorization that confer custody responsibilities, and an intention to engage paid promoters for client referrals.
Client services
Expertise
Fee options
Fixed fees may be charged in certain circumstances, negotiated with each client.
Main office
See office218 Northwest 24th St.
Miami FL 33127
Advisors at this office
2
Offices (3)
Most active in
Arizona · California · Florida · Massachusetts · New Hampshire · New York
Also doing business as
Downtown Wealth Studios Group LLC · Downtown Wealth Studios, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kathleen C
Series 63, Series 65
Ipswich, MA
Downtown Wealth Studios, LLC
Kathleen Cefalu is a financial advisor at Downtown Wealth Studios, LLC with six years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Merrill from 2019 to 2023. Downtown Wealth Studios, LLC provides customized wealth management and financial planning to individuals, families, trusts, estates, businesses, and endowments. The firm combines fundamental and technical analysis to construct portfolios and typically manages accounts on a non-discretionary basis, serving a small client base through a four-advisor team.
Joseph C
Series 63, Series 65
Miami, FL
Downtown Wealth Studios, LLC
Joseph Cefalu is a financial advisor at Downtown Wealth Studios, LLC with 27 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Bank of America and Merrill. Downtown Wealth Studios provides customized wealth management and financial planning to individuals, high-net-worth clients, families, trusts, estates, businesses, and endowments. The firm emphasizes a combination of fundamental and technical analysis, primarily managing accounts on a non-discretionary basis.
Thomas C
Series 65
Miami, FL
Downtown Wealth Studios, LLC
Thomas Cefalu is a financial advisor with Downtown Wealth Studios, LLC in Miami, FL. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at Paycom, General Atlantic, AlphaSights, and Merrill Lynch. Downtown Wealth Studios provides customized wealth management and financial planning to individuals, high-net-worth clients, families, trusts, estates, businesses, and endowments. The firm combines fundamental and technical analysis with a long-term investment approach, managing accounts primarily on a non-discretionary basis.
Dinghao J
CFA®, Series 66
Wellesley, MA
Downtown Wealth Studios, LLC
Dinghao Jiang is a financial advisor at Downtown Wealth Studios, LLC with seven years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill, and Merrill Lynch Pierce Fenner & Smith. Prior to his advisory roles, he spent three years at Babson College. Downtown Wealth Studios provides customized wealth management and financial planning to individuals, families, and institutional clients, managing portfolios that include equities, ETFs, mutual funds, and bonds. The firm combines fundamental and technical analysis with a long-term investment approach and manages the majority of assets on a non-discretionary basis.
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