Duffield Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Duffield Financial Group provides pension consulting, investment consulting and financial planning to plan sponsors, trusts, endowments and high-net-worth individuals. The firm’s pension work is delivered at the plan level and includes investment option assessment, participant education, plan benchmarking, plan design and service-provider searches, with client relationships managed on a non-discretionary basis for current engagements.
The adviser begins with a comprehensive client interview and portfolio review to develop customized recommendations, relying primarily on fundamental analysis and a long-term, buy-and-hold approach often implemented with mutual funds. It also serves as a liaison in the selection of other advisers and service providers and routinely offers fixed-fee or hourly and per-project engagements rather than charging on an asset-based percentage basis.
Noteworthy for this category, the firm’s emphasis on ERISA-level pension consulting and its active role in selecting other advisers are atypical among investment-manager peers, as is the regular use of flat and hourly billing instead of percentage-of-AUM fees. The brochure also discloses that the adviser’s registered broker/dealer and insurance affiliations can produce additional compensation and potential conflicts of interest, which the firm says it manages by preferring no-load or load-waived share classes and offsetting advisory fees where feasible.
Client services
Occupation focus
Fee options
Flat or fixed fees range from $1,000 to $20,000 for consulting; $1,000 to $15,000 for financial planning
Advisory Representative may receive commissions on securities and insurance products purchased through them, which offset fees
Hourly rates from $50 to $200 per hour; IAR $200/hour, Senior Staff $80/hour, Junior Staff $50/hour
Minimum fee: Minimum financial planning project fee of $1,000, negotiable Fee-only: Fees are fee-only basis; fixed or negotiated fees for consulting and financial planning services
Main office
Concord MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Duffield Financial Group · Duffield Financial Group, Inc. · Duffield, Barbara Frances
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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