Duncan Financial Group, LLC

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Client assets under management

Clients

0% high-net-worth

Advisors

of 6 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

About

Duncan Financial Group provides customized financial planning and consulting to individuals, families, and retirement plans, addressing retirement, tax, estate, business, education, budgeting and cash‑flow matters. Services are delivered as standalone planning engagements (including bookkeeping) with in‑person data gathering and an initial complimentary consultation to tailor recommendations.

The firm does not provide discretionary portfolio management or participate in wrap‑fee programs; instead, its recommendations typically rely on mutual funds, ETFs and other securities and are supported by fundamental and economic analysis. Duncan Financial uses tools such as RightCapital, Morningstar and fi360 and generally works through multiple meetings to develop and review a client’s plan.

Compared with many peers that charge percentage‑of‑AUM fees and offer ongoing asset management, Duncan Financial emphasizes fixed‑fee planning and expressly disclaims asset‑management services, custody, and proxy voting on behalf of clients. Advisors are dually registered with Commonwealth Financial Network and may implement recommendations through that broker‑dealer (which can result in commissions or trail compensation), a relationship the firm discloses and describes procedures to mitigate as a conflict of interest.

Client services

Financial planning

Expertise

General tax planning General estate planning guidance College savings (529s, UTMA, etc.)

Fee options

Commissions

Advisory Representatives may receive commissions and trail commissions (12b-1 fees) if clients implement plans through them via Commonwealth Financial Network

Other

Minimum fee: Fixed fees ranging from $2,500 to $30,000, generally payable upon entering the written agreement

Main office location

Duncan Financial Group, LLC

6 Prospect Street, Suite 3 C

Midland Park NJ 07432, United States

Number of offices

Most active in

New Jersey

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 201-612-9572

Advisors at this firm

Jason A

Series 63, Series 66

Ridgewood, NJ

Duncan Financial Group, LLC

Jason Armenti is a financial advisor with Commonwealth Financial Network and Duncan Financial Group, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with both firms since 2002. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, supporting affiliated advisors with operations, technology, investment management, compliance, and practice management while allowing flexibility in portfolio construction.

General tax planning General estate planning guidance College savings (529s, UTMA, etc.)

Timothy D

Series 63, Series 66

Ridgewood, NJ

Duncan Financial Group, LLC

Timothy Duncan is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Commonwealth since 2002 and also owns Duncan Financial Group, LLC, a registered investment adviser providing financial planning and consulting services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs including discretionary model portfolios and customized investment solutions. The firm provides operational, technological, compliance, and practice-management support while allowing advisors flexibility in portfolio construction.

General tax planning General estate planning guidance College savings (529s, UTMA, etc.)

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