Duncan Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Duncan Financial Group, LLC provides customized financial planning and consulting for individuals and families, addressing topics such as tax, estate, retirement, education, business planning, budgeting, and investment analysis; the firm also offers bookkeeping services. Services are delivered on a fixed-fee planning basis (disclosed range $2,500–$30,000) and the firm states it does not offer asset management, wrap-fee programs, custody, or discretionary portfolio management.
The firm’s recommendations are informed by economic and fundamental analysis and generally emphasize mutual funds and ETFs, using tools such as RightCapital, Morningstar, and fi360; DFG also provides IRA rollover guidance with a fiduciary acknowledgment. Planning is non‑discretionary — clients receive the plan and decide on implementation — and implementation through the advisers’ affiliation with Commonwealth Financial Network may involve commissions or trail 12b‑1 fees.
What is distinctive for a supported firm of this type is its avoidance of percentage‑of‑AUM billing and its explicit focus on fixed-fee, one‑off or annual planning engagements rather than ongoing asset management or custody. The firm is small and concentrated (two advisory representatives and a limited client roster), and its advisers combine fiduciary AIF training and legal backgrounds while operating as dually registered representatives, which shapes how recommendations are implemented.
Client services
Expertise
Fee options
Advisory Representatives may receive commissions and/or 12b-1 fees if investment recommendations are implemented through Commonwealth Financial Network.
Minimum fee: Standard fixed fees range from $2,500 to $30,000, generally payable upon entering the agreement. Fee-only: Fixed fees for financial planning services ranging from $2,500 to $30,000.
Main office
1200 East Ridgewood Avenue, Suite 330 W
Ridgewood NJ 07450
Advisors at this office
2
Most active in
New Jersey
Also doing business as
Dfg, LLC · Duncan Financial Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jason A
Series 63, Series 66
Ridgewood, NJ
Duncan Financial Group, LLC
Jason Armenti is a financial advisor with Commonwealth Financial Network and Duncan Financial Group, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has been with both firms since 2002. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, supporting affiliated advisors with operations, technology, investment management, compliance, and practice management while allowing flexibility in portfolio construction.
Timothy D
Series 63, Series 66
Ridgewood, NJ
Duncan Financial Group, LLC
Timothy Duncan is a financial advisor with Duncan Financial Group, LLC, holding Series 63 and Series 66 designations and 29 years of industry experience. He has worked with Commonwealth Financial Network since 2002 and has been associated with Duncan Financial Group since 1998. Duncan Financial Group, LLC provides customized financial planning and consulting services for individuals and families, focusing on areas such as tax, estate, retirement, education, business planning, budgeting, and investment analysis. The firm uses a fixed-fee planning model without offering asset management or discretionary portfolio management, and its recommendations emphasize mutual funds and ETFs supported by economic and fundamental analysis.
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