Dunes Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Dunes Financial serves individual and high-net-worth clients with wealth management that combines ongoing financial planning and discretionary portfolio management, and it also offers one‑time planning and consulting engagements. The firm emphasizes implementation support and coordination with clients’ other professionals as part of its client service model.
Investment strategies are developed from each client’s financial plan and may draw on fundamental and technical analysis as well as portfolio construction principles such as modern portfolio theory; accounts are generally managed on a discretionary basis with periodic reviews. The firm schedules regular touchpoints and account reviews to assess risk tolerance, target allocations, rebalancing needs, and tax‑loss harvesting opportunities.
Compared with many peers, Dunes Financial uses a fixed/flat‑fee billing model rather than a percentage‑of‑AUM fee, and it operates with a small client base served by a single, credentialed adviser, which produces relatively concentrated AUM per client and no formal account minimum. The firm does not vote client proxies, offers paraplanning services to other advisers as an outside activity, and relies on custodial relationships that can provide research and other benefits.
Client services
Expertise
Fee options
Financial Planning: $2,000 to $12,000 (typical $6,000) one-time fee; Wealth Management and Ongoing Financial Planning flat fees $2,000 to $36,000 annually (typical $12,000 to $20,000)
$250 per hour
Main office
Valparaiso IN
Advisors at this office
1
Most active in
Indiana · Texas
Also doing business as
Dunes Financial · Dunes Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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