Durham Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Durham Wealth Management, LLC provides discretionary investment management and financial planning primarily to individual clients, managing roughly $27.6 million across about 80 accounts. The firm also offers insurance products through the owner’s separate, licensed insurance practice and delivers written financial plans to clients within about 60 days.
The firm constructs and manages individualized portfolios under discretionary authority based on each client’s goals, time horizon, and risk tolerance, using methods such as fundamental and technical analysis, cyclical analysis, and tactical asset allocation, with account reviews performed at least quarterly. Like most independent advisors, it charges percentage‑of‑assets fees for ongoing portfolio management and permits clients to impose written investment restrictions; it also has no stated account minimum.
Noteworthy features disclosed in the brochure include the owner’s outside insurance activity, which generates commission income and is identified as a potential conflict of interest, and the firm’s participation in a custodian program with RBC Capital Markets that provides research, trading and other practice‑support benefits to the firm. The firm’s proxy policy is to have clients receive and vote their own proxies, and implementation of planning recommendations is left to the client.
Client services
Expertise
Fee options
Flat fees for financial planning from $200 to $5,000 based on plan complexity
$0 - $1,000,000: 2.00% annually $1,000,001 - $3,000,000: 1.75% annually $3,000,001 - $5,000,000: 1.50% annually $5,000,001 - $10,000,000: 1.25% annually Over $10,000,001+: Negotiable
Insurance products commissions received by owner as licensed insurance agent (approx. 5% of time spent); clients not required to purchase
Financial planning services hourly rate of $200 per hour
Fee-only: Hourly fee of $200 per hour for financial planning services; Flat fees range from $200 to $5,000 depending on complexity
Main office
St. Peters MO
Advisors at this office
1
Most active in
Illinois · Missouri · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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