Dversify Advisors LLC

Dversify Advisors delivers automated, non-discretionary investment advice and financial planning to individual clients through an interactive website, offering analyses such as retirement-income planning, Social Security and RMD strategy, equity-compensation and concentrated-stock analysis, real-estate and business/entity planning, and tax-related modeling. The firm does not execute trades or hold custody of client assets; clients receive reports on the platform and implement recommendations at their chosen custodians.

Recommendations are generated by software-based models that use client-supplied inputs and public data, and an automated assistant helps clients interpret their reports; firm personnel handle technical or administrative matters but do not expand, negotiate, or individually rework a client’s recommendations. The service is non-discretionary and delivered on demand, with no ongoing account monitoring unless a client returns to the platform and submits updated information.

What is distinctive is the firm’s exclusive, digital delivery through a separately owned technology affiliate and platform: the adviser approves the advisory content and model rules, but the affiliate hosts the infrastructure and retains generated records, creating a material operational dependency. The firm recently transitioned from a human-delivered advisory model to subscription-based, platform-only delivery, serves a very small client base, reports no regulatory assets under management, and operates with a single supervised person responsible for compliance.