Heber City, UT Office

Dynamic Wealth Advisors is a fee‑based registered investment adviser that provides discretionary portfolio management, financial planning, and retirement plan consulting to individuals, trusts, pension and profit‑sharing plans. The firm manages client accounts on a household basis and generally requires a minimum household account size of $250,000, though smaller households may be considered on a case‑by‑case basis.

DWA describes a holistic, risk‑focused process that begins with an Investment Policy Statement and retirement cash‑flow modeling to set target returns (adding a 1–2% cushion) and then selects model‑based strategies to pursue those targets. Portfolio construction combines fundamental and technical analysis across three strategy categories—Income, Trend‑Following Growth, and Opportunistic Growth—including ETF relative‑strength rotation, dividend and high‑income baskets, short‑term swing trading, and tactical option positions.

What distinguishes the firm from many peers is its active use of derivatives and shorting within managed accounts—its brochure details options hedges, option spreads, cash‑protected puts, and establishment of short positions—and it discloses the use of borrowing in separately managed accounts, a relatively uncommon practice for firms in this category. The firm’s advisors also hold insurance and CPA credentials and provide tax and estate planning services through a related practice under separate engagement agreements.