E. Demmler and Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
E. Demmler & Associates provides financial planning, educational seminars, and business consulting/benefits analysis to individuals, families, pension and profit-sharing plans, trusts, estates, and corporations. Although the firm’s disclosures cover a broad client mix, the brochure states the adviser does not manage client assets and focuses on planning and consulting engagements rather than discretionary asset management.
The firm’s investment work is built on fundamental analysis and due diligence of mutual funds, ETFs, variable annuities, municipal and corporate debt, private placements and pooled investments, with recommendations typically framed around target asset mixes and periodic rebalancing. Advice is delivered through comprehensive or modular written plans and consulting engagements, and the firm charges flat or hourly planning/consulting fees rather than asset-based advisory fees.
Compared with many firms in the investment-manager category, E. Demmler & Associates combines planning and consulting with broker-dealer and insurance activities: advisory affiliates are registered representatives of LPL Financial and licensed insurance agents, and the firm facilitates commissionable securities and insurance product sales (including variable annuities). The firm also offers employer-focused educational seminars and pension/benefits consulting, an uncommon mix of services and revenue sources for a firm that does not custodially manage client assets or charge percentage-of-AUM advisory fees.
Client services
Expertise
Fee options
Flat fees generally range from $2,500 to $30,000.
Commissionable securities sales by supervised persons registered with LPL Financial LLC; commissions and trail fees from sales of mutual funds and insurance products.
$300 per hour for Financial Advisors; $150 per hour for Assistants.
Annual retainer fees ranging from $500 to $10,000; semiannual retainer fees also referenced.
Fee-only: Hourly fees: $300/hour for Financial Advisors, $150/hour for Assistants; Flat fees generally range from $2,500 to $30,000; Annual retainer may range from $500 to $10,000.
Main office
20284 Redwood Road
Castro Valley CA 94546
Advisors at this office
1
Most active in
California
Also doing business as
E. Demmler And Associates · Eugene C. Demmler
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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