E. Demmler and Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
E. Demmler & Associates provides financial planning, educational seminars, and business consulting/benefits analysis to individuals, families, pension and profit-sharing plans, trusts, estates, and corporations. Although the firm’s disclosures cover a broad client mix, the brochure states the adviser does not manage client assets and focuses on planning and consulting engagements rather than discretionary asset management.
The firm’s investment work is built on fundamental analysis and due diligence of mutual funds, ETFs, variable annuities, municipal and corporate debt, private placements and pooled investments, with recommendations typically framed around target asset mixes and periodic rebalancing. Advice is delivered through comprehensive or modular written plans and consulting engagements, and the firm charges flat or hourly planning/consulting fees rather than asset-based advisory fees.
Compared with many firms in the investment-manager category, E. Demmler & Associates combines planning and consulting with broker-dealer and insurance activities: advisory affiliates are registered representatives of LPL Financial and licensed insurance agents, and the firm facilitates commissionable securities and insurance product sales (including variable annuities). The firm also offers employer-focused educational seminars and pension/benefits consulting, an uncommon mix of services and revenue sources for a firm that does not custodially manage client assets or charge percentage-of-AUM advisory fees.
Client services
Financial planning
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
General tax planning
Annuities
Fee options
Flat fees generally range from $2,500 to $30,000.
Commissionable securities sales by supervised persons registered with LPL Financial LLC; commissions and trail fees from sales of mutual funds and insurance products.
$300 per hour for Financial Advisors; $150 per hour for Assistants.
Annual retainer fees ranging from $500 to $10,000; semiannual retainer fees also referenced.
Fee-only: Hourly fees: $300/hour for Financial Advisors, $150/hour for Assistants; Flat fees generally range from $2,500 to $30,000; Annual retainer may range from $500 to $10,000.
Main office location
E. Demmler and Associates
20284 Redwood Road
Castro Valley CA 94546, United States
Number of offices
2
Most active in
E. Demmler and Associates has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")