Earnings Investment Co.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Earnings Investment Company provides non‑discretionary investment advice to individuals’ retirement accounts, employer‑sponsored plans, IRAs and trusts, offering portfolio management focused on dynamic asset allocation and sector rotation. The firm recommends no‑load mutual funds and also places client assets into indexed and immediate annuities and, for larger accounts, may refer clients to outside advisory models.
The firm emphasizes preservation of principal, modest income and liquidity through a low‑turnover “Sleep at Night” sector‑rotation strategy that typically makes infrequent moves and relies on macro/micro analysis, technical charting and available research. Clients retain trade approval authority, and the adviser may combine in‑house analysis with third‑party algorithmic or model managers for certain larger accounts.
What distinguishes the firm is its active role in selling other financial products and operating an affiliated insurance business: principals and associated representatives are licensed life and annuity agents and dedicate a meaningful portion of time to offering fixed and indexed annuities. The firm also provides occasional educational seminars in conjunction with a trust CPA/attorney and operates as a small practice managing under $5 million for roughly two dozen clients, with a client mix weighted toward retirement and trust accounts rather than a broad roster of non‑HNW or HNW individuals.
Client services
Expertise
Fee options
$0 - $2,000,000: 2.20% annually $2,000,000+: 1.90% annually
Account minimum: $25,000
Main office
Fresno CA
Advisors at this office
3
Most active in
California
Also doing business as
Earnings Investment Co. · Marsella, Thomas Charles
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
Darin M
Series 65
Fresno, CA
Earnings Investment Co.
Darin Marsella is a financial advisor at Earnings Investment Co. in Fresno, CA, holding a Series 65 designation with 2 years of industry experience. His work history includes roles at Earnings Investment Co. since 2018, Custom Modular Consulting, Inc. from 2015 to 2018, and ongoing service in the Navy Reserve since 2004. Additionally, he operates Marsella Financial, a firm he has maintained since 1995. Earnings Investment Co. provides non-discretionary investment advice focused on dynamic asset allocation and sector rotation for retirement accounts, employer-sponsored plans, IRAs, and trusts. The firm employs a low-turnover “Sleep at Night” strategy emphasizing principal preservation, income, and liquidity, and combines in-house analysis with third-party models for larger accounts.
Thomas M
Series 63
Fresno, CA
Earnings Investment Co.
Thomas Marsella is a financial advisor with Earnings Investment Co. in Fresno, CA, holding a Series 63 designation and over 54 years of industry experience. He has operated Marsella Financial & Co. since 1986 and has been involved with the Marsella Group, working with fixed and indexed annuities since 1967. Earnings Investment Company provides non-discretionary investment advice primarily to retirement accounts, employer-sponsored plans, IRAs, and trusts, focusing on dynamic asset allocation and sector rotation. The firm emphasizes principal preservation, modest income, and liquidity through a low-turnover strategy, combining in-house analysis with third-party models for larger accounts.
Cary M
Series 65
Fresno, CA
Earnings Investment Co.
Cary Marsella is a financial advisor at Earnings Investment Co. with five years of industry experience and holds a Series 65 designation. Prior to his advisory role, he has worked in various capacities including at Crumbl Cookies and several homebuilding companies. Outside of advising, he is an independent contractor real estate broker associate with Commercial Retail Associates, where he has been licensed since 1989. Earnings Investment Company provides non-discretionary investment advice focused on dynamic asset allocation and sector rotation for retirement accounts, IRAs, and trusts. The firm employs a low-turnover “Sleep at Night” strategy that combines in-house analysis with third-party models and also offers fixed and indexed annuities.
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