East End Financial Group, Inc. logo

East End Financial Group, Inc.

Updated today

Client AUM

$519,318,894

Clients

318

Advisors

6

of 12 employees

About

East End Financial Group, Inc. is an SEC‑registered advisory firm that serves individuals and high‑net‑worth clients as well as trusts, estates, charitable organizations, municipalities, businesses and retirement plans; the brochure lists $689,219,670 in assets under management across roughly 318 client relationships and a six‑person advisory team. The firm provides discretionary and non‑discretionary investment management, financial planning, and retirement‑plan consulting (including Group 401(k) custodial platform services), and can implement strategies through its internal management, unaffiliated Independent Managers, or via the Osaic platform.

EEFG’s investment approach is primarily long‑term and customized to each client, using fundamental, technical and cyclical analysis to build diversified portfolios that typically emphasize low‑cost mutual funds and ETFs but may also include individual equities, fixed‑income securities, annuities, CDs and limited partnerships when appropriate. The advisor conducts ongoing monitoring and rebalancing, may recommend cash positions or targeted reallocations for risk or tax reasons, and serves as a fiduciary when advising ERISA retirement accounts or recommending rollovers.

Notable differences from many peers include an explicit practice of serving municipalities and providing retirement‑plan consulting to plan sponsors—a client type that the brochure identifies as relatively uncommon for team firms. The firm’s regulatory and business disclosures also highlight several industry affiliations and platform relationships (Advisory Persons registered with Osaic, access to Pershing’s institutional platform, and an affiliated insurance agency), which the brochure notes result in economic benefits and commission opportunities that clients should consider when evaluating potential conflicts of interest.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)

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Fee options

Fixed

Fixed fee financial planning engagements negotiated based on scope and hourly rates

Percentage

$0 - $500,000: 1.20% (for referred accounts below $500,000) $0 - $2,000,000: 1.00% (standard schedule start) $2,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25% $0 - $1,000,000: 1.00% (legacy clients start) $1,000,001 - $1,500,000: 0.75% $1,500,001 - $2,000,000: 0.50% $2,000,001+: 0.25% $0 - $500,000: 1.00% (charitable and municipalities start) $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.50% $2,000,001+: 0.25%

Commissions

Certain Advisory Persons earn commissions from broker-dealer, insurance sales, and insurance agency affiliations

Project-based

Up to $400 per hour for financial planning services

Other

Account minimum: $500,000 Minimum fee: Minimum annual fee of $5,000 applies to investment management services Fee-only: Financial planning services offered on hourly basis up to $400/hour or fixed fee negotiated based on scope

Main office

318 Roanoke Ave

Riverhead NY 11901

Advisors at this office

6

Most active in

Florida · New Hampshire · New York · Vermont

Also doing business as

East End Financial Group, Inc. · Kosinski Associates Inc

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ernest V

CFP®, Series 63

Riverhead, NY

East End Financial Group, Inc.

Ernest Vorpahl is a CFP® with 30 years of experience in the financial industry. He has worked with East End Financial Group, Inc. since 1999 and has held additional roles at American Portfolios Advisors, Inc. and American Portfolios Financial Services, Inc. Outside of his advisory duties, Mr. Vorpahl serves as treasurer for The Kendall Madison Foundation and operates a business improvement and consulting firm, Ernie Vorpahl, Inc. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, primarily long-term investment management, financial planning, and retirement-plan consulting, utilizing a diversified approach that includes low-cost mutual funds, ETFs, individual equities, and other securities.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Jeffrey C

CFA®, Series 63

Riverhead, NY

East End Financial Group, Inc.

Jeffrey Connolly is a CFA® charterholder with 13 years of industry experience. He is part of the six-advisor team at East End Financial Group, Inc. in Riverhead, NY, where he has worked since 2017. Before joining the firm, he was with Value Line, LLC for one year. Connolly serves as a trustee on the Mattituck-Cutchogue Union Free School District Board of Education. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm takes a primarily long-term, customized investment approach, managing portfolios that emphasize low-cost mutual funds and ETFs while also including other asset types as appropriate, and offers financial planning and retirement-plan consulting services.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Mary L

Series 66

Riverhead, NY

East End Financial Group, Inc.

Mary LaFemina is a financial advisor with East End Financial Group, Inc. in Riverhead, NY, holding a Series 66 designation and 23 years of industry experience. She has been with East End Financial Group since 2011 and also holds a registered representative role with American Portfolios Financial Services, Inc. Additionally, she is a licensed insurance agent with Kosinski Associates, Inc. East End Financial Group is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, primarily long-term investment management and financial planning services, emphasizing diversified portfolios with low-cost mutual funds and ETFs, and provides specialized retirement-plan consulting for plan sponsors and municipalities.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Jack K

CFP®, Series 63, Series 66

Riverhead, NY

East End Financial Group, Inc.

Jack Kosinski is a CFP® certificant with 19 years of industry experience, currently serving as a wealth advisor at East End Financial Group, Inc. He worked previously at American Portfolios Financial Services, Inc. for 14 years and has been with Osaic since 2024. Outside of his advisory work, he is a managing member of 3KZ, LLC, a real estate management company. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting through a primarily long-term, customized investment approach utilizing diversified portfolios with low-cost mutual funds and ETFs.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Joseph K

CFP®, ChFC®, Series 63, Series 66

Riverhead, NY

East End Financial Group, Inc.

Joseph Kosinski is a financial advisor with East End Financial Group, Inc. He holds the CFP® and ChFC® designations and has 22 years of industry experience. Kosinski has been with East End Financial Group since 2005 and previously worked with American Portfolios Financial Services, Inc. He serves on the board of the Gwen L. Kosinski Foundation, a nonprofit focused on brain cancer research, and holds a board position with the East Moriches Union Free School District. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers long-term, customized investment management and financial planning through a diversified approach that includes mutual funds, ETFs, equities, fixed income, and retirement-plan consulting, with a notable emphasis on serving municipalities and plan sponsors.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
user avatar

Mark P

CFP®, Series 63, Series 66

Riverhead, NY

East End Financial Group, Inc.

Mark Poitras is a Certified Financial Planner® with 18 years of industry experience. He is an investment advisor representative with East End Financial Group, Inc., where he has worked since 2017, and previously held roles at American Portfolios Advisors, Inc. and HSBC Bank USA, N.A. Outside of his advisory work, Mr. Poitras volunteers as an advanced emergency technician and instructor with the SAG Harbor Volunteer Ambulance and serves as chairman of the North Haven Village Zoning Board of Appeals. He is also involved in youth basketball coaching and fundraising through Youth Hoop of Sag Harbor and participates in community service initiatives with the Sag Harbor Lions Club. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, long-term investment management and financial planning, emphasizing diversified portfolios with primarily low-cost mutual funds and ETFs, and provides specialized retirement-plan consulting to plan sponsors alongside fiduciary services.

General retirement planning Annuities Wealth management Retirement plans for business owners (SEP, solo 401k)
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