ECF Wealth, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$75,574,528
Clients
109
22% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
109
Very HighAverage account size
$693,344
About
ECF Wealth provides discretionary investment management and financial planning to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, businesses and retirement plans. As of December 31, 2025 the firm reported roughly $75.58 million in discretionary assets under management and offers both bundled wealth‑management engagements and standalone financial‑planning agreements, with tax preparation facilitated through a third‑party for certain clients.
The firm applies Modern Portfolio Theory to construct predominantly long‑term, strategic portfolios using low‑cost mutual funds, ETFs and, when appropriate, individual stocks and bonds, and it may allocate portions of assets to unaffiliated independent managers. ECF Wealth sponsors a wrap fee program that bundles custodial and trading costs into a single asset‑based fee and may employ short‑term margin borrowings in separately managed accounts when deemed appropriate.
Notable distinctions include retirement‑plan advisory and pension consulting services delivered in both 3(21) and 3(38) capacities, including ERISA‑related assistance and benchmarking for plan sponsors. The firm also has an insurance affiliation—an advisory person is licensed to sell insurance and may receive commission‑based compensation—which the disclosure identifies as a potential conflict of interest to be managed.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Tax-loss harvesting
Passive / index investing
Fee options
Fixed fees ranging from $3,500 to $10,000; Annual financial planning fees $3,500 to $10,000 billed monthly in advance
$0 - $249,999: 1.50% annually $250,000 - $499,999: 1.35% annually $500,000 - $999,999: 1.25% annually $1,000,000 - $2,499,999: 1.15% annually $2,500,000 - $3,499,999: 1.05% annually $5,000,000 - $9,999,999: 1.00% annually $10,000,000+: Negotiable
Up to $300 per hour
Annual financial planning fees billed monthly in advance ranging from $3,500 to $10,000
Fee-only: Hourly fees up to $300; Fixed fees range from $3,500 to $10,000; Annual financial planning fees from $3,500 to $10,000 billed monthly in advance
Main office location
ECF Wealth, Inc.
Miami Beach FL, United States
Number of offices
1
Most active in
ECF Wealth, Inc. has reported serving >5 clients in these states in the last 12 months.
California · Florida · Michigan · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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