Educated Investors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Educated Investors LLC works primarily with school employees and their families, providing asset management, financial planning, and education-focused advisory services. The firm offers both comprehensive wealth-management relationships and one‑time or limited-scope planning engagements.
Its investment approach is predominantly passive, using diversified asset-class allocations implemented with index mutual funds and ETFs and monitored for tax considerations and target weighting. Financial-planning work is offered as ongoing engagements or as project-based, hourly services, and the firm explicitly uses hourly billing for project work.
What distinguishes the firm is the principal’s long background in classroom instruction and a state financial‑literacy role, and the way client education is built into the advisory model through teaching and other educational supports. The adviser also emphasizes serving average, non‑high‑net‑worth individual clients and combining educational outreach with investment management—features that are less common among investment-manager peers.
Client services
Expertise
Occupation focus
Fee options
Essential Services plan starting at $720 per year; Full Service ongoing plan starting at $90/month (single), $110/month (couple), $140/month (retirees)
$0 - $1,500,000: 0.9% $1,500,000+: 0.5%
$180 per hour for project financial planning and services outside ongoing agreements
Ongoing financial planning fees payable monthly: $90/month (single), $110/month (couple), $140/month (retirees)
Minimum fee: $1700 minimum annual fee Fee-only: Financial planning fees (ongoing and project fees)
Main office
Scarborough ME
Advisors at this office
1
Most active in
Maine
Also doing business as
Educated Investors · Educated Investors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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