Efficient Market Investments, LLC

Efficient Market Investments, LLC is an independent, single-advisor registered investment adviser that provides discretionary asset management, financial planning and ongoing consulting to individuals, high‑net‑worth clients, trusts, estates, charitable organizations and business entities. The firm reports roughly $17.2 million in discretionary assets under management across about 45 client relationships and, like many peers, charges asset‑based advisory fees and offers portfolio management for individual clients.

The firm implements discretionary strategies using a mix of fundamental and charting analysis, tailoring asset allocation to each client’s goals, time horizon and risk tolerance and employing long‑ and short‑term positions, trading and options strategies as appropriate. Accounts are reviewed at least quarterly with attention to rebalancing and tax‑loss harvesting, and clients may impose written investment restrictions on their portfolios.

What distinguishes the firm from many similar independent advisers is that the sole advisor holds accounting and financial planning credentials and conducts tax preparation services through the firm as an additional, disclosure‑required business (this work represents about 10% of the advisor’s time and is separately compensated). The firm also uses derivatives and explicit option‑writing strategies in managed accounts—an approach that is relatively uncommon among solo independent advisers and adds additional complexity and counterparty and leverage considerations to its portfolios.