Elderado Financial, Inc.

Jaimee Carnes, CFP®, is one of the lead advisors at ElderAdo Financial, where she works as part of a collaborative team helping individuals and families make confident, values-aligned financial decisions. Jaimee specializes in retirement planning, investment management, and guiding clients through complex life transitions with clarity and care. Known for her thoughtful, relationship-driven approach, she partners closely with clients to build practical, sustainable strategies aligned with their long-term goals. Jaimee believes effective financial planning should feel personal, empowering, and grounded in trust.

Jim Elder is a seasoned fiduciary financial advisor based in Montrose, Colorado, with over 33 years of experience in wealth management. Registered with Elderado Financial, an SEC-regulated Registered Investment Advisor (RIA), Jim specializes in retirement planning, tax optimization, estate planning, and real estate investing. Over his career, he has managed $240 million in assets under management, guiding predominantly retired clients. Jim’s approach is grounded in trusted, client-centered fiduciary advice, helping individuals and families achieve financial confidence and long-term security.

Nathan Manes is a financial advisor at Elderado Financial, Inc. in Montrose, CO, holding Series 63, Series 65, and CFP® designations with three years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management and Consolidated Electrical Distributors. Elderado Financial provides personalized financial planning and discretionary investment management to individuals, trusts, endowments, and charitable organizations, managing approximately $195 million in client assets. The firm emphasizes client education and outreach through regular communications and educational workshops, with a focus on philanthropy and tailored advisory relationships.

Adam Miller is a CFP® and holds a Series 65 license with 18 years of industry experience. He has worked at Elderado Financial, Inc. since 2007 and has been with Perspective Financial, LLC since 2018. Elderado Financial provides personalized financial planning and discretionary investment management to individuals, trusts, endowments, and charitable organizations, managing approximately $195 million in client assets. The firm emphasizes client education and outreach through written communications, educational workshops, and specialized philanthropic services.

Daniel Carnes is a financial advisor at Elderado Financial, Inc. in Montrose, Colorado, holding Series 63 and Series 65 licenses with seven years of industry experience. His career includes roles at Charles Schwab & Co., Inc. and U-Haul International before joining Elderado Financial in 2019. Elderado Financial is a SEC-registered advisory firm serving individuals, high-net-worth families, trusts, foundations, and charitable organizations. The firm offers customized financial planning and discretionary investment management through a multi-advisor team, emphasizing regular client communications, educational programs, and philanthropy-focused forums.

Janet Elder is a financial advisor with Elderado Financial, Inc. in Montrose, Colorado, holding 27 years of industry experience. She has been with Elderado Financial since 2003. Elderado Financial is a team of five advisors providing personalized financial planning and discretionary investment management to individuals, trusts, endowments, and charitable organizations. The firm manages approximately $195 million in client assets and offers services that include comprehensive financial plans, asset management, retirement and education planning, and ongoing portfolio oversight, with an emphasis on client education and philanthropic planning.