Chalfont, PA Office

Elevated Capital Advisors provides investment advisory services to individuals (including high-net-worth clients), trusts, estates, retirement and profit-sharing plans, and small businesses through a team of roughly 20 advisors managing about $499 million for approximately 1,000 clients. The firm offers wealth management, written financial planning and consulting, ERISA retirement-plan services under both 3(21) and 3(38) arrangements, sub-advisory services, and self-directed brokerage account (SDBA) options.

ECA implements portfolios through discretionary managed model portfolios and advisor-directed accounts, using strategic and tactical asset-allocation, style-based strategies, and direct indexing, and it employs third-party platforms such as AE Wealth as a TAMP and Howard Capital for SDBA model portfolios. Advisors prepare individualized written plans or consultations, adjust services and fees within firm ranges, and conduct regular account reviews with custodial statements and periodic performance reporting.

Notable distinctions disclosed in the brochure include that many of ECA’s investment adviser representatives also serve as licensed insurance agents who may receive commissions for life insurance and annuity sales, a conflict the firm discloses and states it does not supervise as part of the advisory relationship. The firm’s use of pooled investment vehicles through Howard Capital SDBA portfolios, its role as a sub-adviser for other RIAs, and its participation in AE Wealth’s business- and media-support programs (including access to marketing production and reporting tools) are emphasized as material arrangements that create economic benefits and potential conflicts which are disclosed to clients; the brochure also notes routine coordination with outside professionals, including accountants/CPAs, for tax and rollover matters.