A complete list of active advisors currently associated with Elm3 Financial Group, LLC

Warmer can help you find a great advisor at Elm3 Financial Group, LLC or one who fits your needs even better.

Elm3 Financial Group advises individuals, families, businesses, trusts and estates—serving both high-net-worth and non‑HNW clients—by providing ongoing portfolio management, investment advisory services, comprehensive financial planning, and stand‑alone consulting including Social Security planning. The firm manages client portfolios on a discretionary basis and offers both periodic and project-based planning engagements. The firm’s investment approach blends an active, tax‑aware style with a diversified long‑term core allocation and tactical short‑term strategies, including short positions, options, sector rotation via ETFs, and selection of individual bonds and equities to pursue tax efficiency and reduce fee layering. Financial plans may include multiple “what‑if” scenarios and clients can implement planning recommendations independently of the firm. A distinctive feature is the firm’s affiliation with an operating CPA and tax/accounting practice to which it may refer clients for tax preparation, tax planning and small‑business accounting; this integrated referral relationship can create an incentive to refer though clients are free to choose other providers. Elm3 also routinely directs custody to a single institutional custodian and requires clients to use that custodian, a practice that can limit brokerage choice and affect trade execution considerations.

To learn more about the advisors currently working at Elm3 Financial Group, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.