A complete list of active advisors currently associated with Elser Financial Planning, Inc.

Warmer can help you find a great advisor at Elser Financial Planning, Inc. or one who fits your needs even better.

Elser Financial Planning, Inc. is a fee-only advisory firm that provides personalized financial planning and portfolio management to individuals, trusts, estates, charitable organizations and small businesses. Services span comprehensive planning (cash flow, tax, retirement and estate matters) and ongoing investment management, including work on employer‑sponsored retirement accounts through a third‑party access (Pontera) for “held‑away” plans. The firm’s investment process emphasizes long‑term, Modern Portfolio Theory–based strategic asset allocation implemented with low‑cost mutual funds and ETFs (notably Dimensional and Vanguard), supplemented by individual bonds or securities when appropriate; clients complete an Investment Policy Statement to document objectives and risk tolerance. Elser places trades under a limited power of attorney and discloses that a substantial portion of its assets are managed with client involvement rather than full discretionary authority—while it reports $1,134,112,973 managed on a discretionary basis as of 12/31/2025, other client assets are overseen non‑discretionarily and some retirement accounts are managed via TAPs with execution and aggregation limitations. Compared with peers, the firm operates at a larger scale for a team of its size: it reports over $1.13 billion in discretionary assets (and roughly $2.1 billion in total client assets) and a team of 13 advisors with a high concentration of professional credentials (CFP® and other specialty designations). Elser’s routine use of third‑party access for held‑away accounts, its documented operational controls (limited POA, view‑only access for non‑managed accounts), and the mix of discretionary and primarily non‑discretionary relationships are notable features that may affect trade timing, rebalancing, and client involvement.

To learn more about the advisors currently working at Elser Financial Planning, Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.