A complete list of active advisors currently associated with Elser Financial Planning, Inc.

Warmer can help you find a great advisor at Elser Financial Planning, Inc. or one who fits your needs even better.

Elser Financial Planning provides fee-only financial planning and investment management to individuals, trusts, estates, charitable organizations and small businesses, and commonly delivers comprehensive planning services such as retirement, tax-aware planning, cash flow and estate planning. The firm works with individual investors across wealth levels and typically combines ongoing investment management with one-time or ongoing financial planning engagements. EFP’s investment process is built around a documented Investment Policy Statement and long-term portfolios grounded in Modern Portfolio Theory, using no-load, low-cost mutual funds and ETFs (notably Dimensional and Vanguard funds), individual bonds and, where appropriate, DFA unified managed accounts. While the firm places trades under a limited power of attorney and reported $1,134,112,973 in discretionary assets as of 12/31/2025, a substantial portion of client assets are managed with client direction or as “held-away” retirement accounts accessed through the Pontera interface, reflecting a primarily non-discretionary operating model. Compared with many multi-advisor firms, EFP emphasizes strict fee-only practices (no commissions or annuity sales), does not participate in wrap fee programs, and discloses limited custody (fee deduction and client-authorized money movement only) and a policy of not voting client proxies. The firm also maintains a multi-disciplinary advisor team with numerous professional credentials and formal relationships with Dimensional Fund Advisors (including access to DFA funds and, for some high-net-worth clients, DFA UMAs held at Schwab), which shapes its product selection and operational arrangements.

To learn more about the advisors currently working at Elser Financial Planning, Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.