Emancipare Investment Advisors
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About
Emancipare Investment Advisors is a small, independent advisory firm that provides comprehensive financial planning and investment consultation to individual clients, including those approaching or in retirement. The firm offers one-time financial plans, plan reviews, and an ongoing guidance program while explicitly operating as an advice-only provider that does not hold custody of or manage client assets.
The firm’s process emphasizes creating written investment guidelines aligned with clients’ time horizons, objectives, and risk tolerance and typically recommends passive, low-cost index funds and ETFs as appropriate. Emancipare delivers full, holistic financial plans (it does not offer modular planning), and its ongoing service includes regular reviews and monthly client meetings on focused topics plus an annual plan update.
Distinctive features relative to peers include operating without portfolio management authority or percentage-of-assets fees, instead using fixed and hourly fee arrangements and reporting no discretionary or non-discretionary assets under management. The firm’s small two-advisor structure and an ongoing flat-fee guidance program differentiate it from larger managers, and its brochure notes that an earlier offering of educational workshops was dropped after being unused.
Client services
Expertise
Demographic focus
Fee options
Emancipare Financial Plan: $2,400 total paid as $800 at start and $800 monthly for 2 months; Financial Plan Review: $499 for one scenario plus $100 for each additional scenario; Financial Plan Update: $699 for one scenario plus $100 for each additional scenario; Ongoing Comprehensive Financial Guidance: $399 per month.
Hourly fee of $199 per hour billed in 15-minute increments.
Ongoing Comprehensive Financial Guidance service at $399 per month.
Fee-only: Hourly fee of $199 per hour billed in 15-minute increments.
Main office
Easton PA
Advisors at this office
2
Most active in
California · New Jersey · North Carolina · Pennsylvania · Texas · Virginia
Also doing business as
Emancipare · Emancipare Financial Planning · Emancipare Investment Advisors · Emancipare Investment Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
William H
Series 65
Easton, PA
Emancipare Investment Advisors
William Hines III is a financial advisor at Emancipare Investment Advisors with five years of industry experience. He holds a Series 65 designation and previously worked at Money Coach Group, Inc. and International Business Machines Corporation. Outside of his advisory work, he is president of Wild Lake LLC, a publishing entity from which he receives royalty income. Emancipare Investment Advisors is an independent firm serving individual clients, including those nearing or in retirement, with comprehensive financial planning and investment consultation. The firm operates on a fee-only basis without managing client assets and emphasizes written investment guidelines and low-cost passive investments.
Grady M
Series 65
Easton, PA
Emancipare Investment Advisors
Grady Moshay is a financial advisor at Emancipare Investment Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Exxon Mobil for 28 years before retiring in 2024. Emancipare Investment Advisors is a small, independent firm providing comprehensive financial planning and investment consultation primarily to individuals approaching or in retirement. The firm operates as an advice-only provider without custody of client assets, emphasizing written investment guidelines and typically recommending passive, low-cost index funds and ETFs.
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