Embark Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Embark Wealth Management, LLC provides investment supervisory services and financial planning to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and small businesses; the firm reports managing roughly $57.4 million across about 369 client relationships and is supported by three advisors. It implements portfolios using mutual funds, equities, bonds, ETFs, REITs, private placements and insurance products as part of its service suite.
The firm’s investment process is grounded in fundamental analysis and includes long‑ and short‑term trading and options writing, with each client assigned an Investment Policy Statement that documents objectives, time horizon and risk tolerance and guides monitoring. While Embark may request discretionary authority in agreements, its disclosed assets under management are primarily non‑discretionary (about $57.4M non‑discretionary and $0 discretionary as of December 2025), so clients typically retain trade approval.
Noteworthy features include formal affiliations with an insurance agency and with an accounting/retirement‑plan business; firm personnel are licensed to sell insurance and provide retirement‑plan services, and the brochure discloses these ties and related conflicts of interest. The firm also directs clients to use a specific custodian (Shareholders Service Group), receives research/soft‑dollar benefits, and uses direct fee deductions for billing—operational choices that affect custody, execution and potential conflicts relative to many peers.
Client services
Expertise
Fee options
Fixed fee for financial planning services ranging between $49 and $99 per month
$1 - $100,000: 1.50% $100,001 - $200,000: 1.40% $200,001 - $300,000: 1.30% $300,001 - $400,000: 1.20% $400,001 - $500,000: 1.10% Above $500,000+: 1.00%
Commissions are not EWM’s primary source of compensation, but outside activities include licensed insurance agents earning commissions.
$250 per hour for financial planning services
Main office
398 S Mill Avenue, Suite 302
Tempe AZ 85281
Advisors at this office
3
Most active in
Arizona · California · Florida · Georgia · Illinois · Maryland · Minnesota · Missouri · New Jersey · New York · North Carolina · Pennsylvania · Tennessee · Texas · Virginia
Also doing business as
Embark Wealth Management · Embark Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Timothy M
CFP®, Series 63, Series 65
Tempe, AZ
Embark Wealth Management, LLC
Timothy Milkwick is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Embark Wealth Management, LLC. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. In addition to his advisory role, he provides accounting services related to business retirement plans through Accounting Fulfillment Services, LLC and is a licensed insurance agent. Embark Wealth Management serves individuals, high-net-worth clients, small businesses, and pension/profit-sharing plans by offering portfolio management and financial planning services. The firm emphasizes written Investment Policy Statements and applies fundamental analysis with a mix of trading strategies, primarily managing assets on a non-discretionary basis.
Gary M
PFS™, Series 66
Tempe, AZ
Embark Wealth Management, LLC
Gary Milkwick is a financial advisor at Embark Wealth Management, LLC in Tempe, AZ, holding the PFS™ and Series 66 designations with nine years of industry experience. He previously worked at Accounting Fulfillment Services, LLC for five years. Outside of financial advising, he has experience as the CEO and owner of an import company specializing in marble and granite slabs, although the business is currently inactive. Embark Wealth Management serves individuals, high-net-worth clients, small businesses, and pension/profit-sharing plans, providing portfolio management and financial planning services. The firm manages approximately $51.8 million in assets and emphasizes written Investment Policy Statements and fundamental analysis, with most assets managed on a non-discretionary basis.
Barclay V
Series 63, Series 66
Tempe, AZ
Embark Wealth Management, LLC
Barclay Vajda is a financial advisor at Embark Wealth Management, LLC in Tempe, AZ, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab & Co., Inc., Merrill, and several other firms. Mr. Vajda is also a licensed insurance agent. Embark Wealth Management provides investment supervisory services and financial planning to individuals, pension and profit-sharing plans, and small businesses. The firm manages approximately $57.4 million across about 369 client relationships, using portfolios that include mutual funds, equities, bonds, ETFs, REITs, private placements, and insurance products, guided by client-specific Investment Policy Statements.
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