A complete list of active advisors currently associated with Ember Wealth Concepts & Financial Planning

Warmer can help you find a great advisor at Ember Wealth Concepts & Financial Planning or one who fits your needs even better.

Ember Wealth Concepts & Financial Planning provides discretionary portfolio management, comprehensive financial planning, and pension consulting to individuals, high‑net‑worth families, retirement plans, corporations, and pension clients. As of December 31, 2025, the firm reported roughly $40.99 million in regulatory assets under management across about 93 client relationships. The firm combines proprietary tools—a quantitative optimization model and value‑oriented research—with strategic and tactical asset‑allocation approaches, and may hold a meaningful cash allocation depending on market conditions. Ember also implements third‑party model portfolios provided through Envestnet and other managers, delivers tailored written financial plans, and offers legacy position management while conducting periodic account reviews under discretionary authority. Compared with similarly sized advisers, Ember is notable for offering pension consulting and portfolio management for institutional clients in addition to individual services, and for disclosing that associated persons are licensed to sell insurance and may recommend insurance products. The firm also uses the Envestnet platform (with a separate platform fee) while retaining discretion over account implementation, and it discloses potential conflicts around rollovers and insurance recommendations along with the factors it considers to mitigate those conflicts.

To learn more about the advisors currently working at Ember Wealth Concepts & Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Andrew Ulibarri	Denver, CO	10

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