Emde Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Emde Wealth Management serves individuals — including high-net-worth clients — as well as pension and profit-sharing plans and other business entities; the firm manages about $45 million across roughly 75 client relationships and offers comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting (including ERISA 3(21) services). It provides an initial consultation and delivers written financial plans, and portfolio management begins only after a signed advisory agreement.
The firm constructs individualized asset-allocation portfolios and at times uses tactical asset allocation to adjust exposures; holdings may include U.S. and international equities, fixed income, ETFs and mutual funds, as well as alternative investments and private placements, and accounts are monitored and rebalanced on an ongoing basis. Clients may impose written investment restrictions, the firm generally manages accounts on a discretionary basis, and it intends to meet with clients at least annually while custodial statements are provided by third-party custodians.
Noteworthy aspects disclosed in the brochure include that the firm’s principal conducts outside insurance activities and is a registered representative of a broker-dealer, and may recommend insurance or brokerage products that generate separate commissions — conflicts the firm discloses and says it seeks to mitigate while noting clients are not obligated to use those services. The filing also emphasizes use of less-common instruments for a firm of this size (private placements, alternative investments and margin) by adding specific risk disclosures for those investments and identifies Charles Schwab and Altruist as recommended custodians.
Client services
Expertise
Fee options
Financial planning services fee ranges from $500 to $5,000, negotiable
1.00% annually
Owner receives commissions separately as a registered representative of a broker-dealer for certain recommended services
Main office
7 West Square Lake Road
Bloomfield Hills MI 48302
Advisors at this office
3
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Joseph N
CFP®, Series 63, Series 65
Bloomfield Hills, MI
Emde Wealth Management LLC
Joseph Nelson is a CFP® professional with 33 years of industry experience currently serving as an advisor at Emde Wealth Management LLC. His prior experience includes roles at BlackRock Investment, LLC and Aurora Securities. Outside of finance, he is a songwriter and music publisher and serves as a board member and treasurer for his homeowners association. Emde Wealth Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans and other business entities. The firm provides comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting, managing customized portfolios that include a range of asset classes and alternative investments.
Christopher E
Series 66
Bloomfield Hills, MI
Emde Wealth Management LLC
Christopher Emde is a financial advisor with Emde Wealth Management LLC in Bloomfield Hills, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Emde Wealth Management and Regulus, LLC since 2016. Outside of advisory services, he is a licensed insurance agent selling health and life insurance as well as fixed annuities. Emde Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, and other business entities, managing approximately $45 million across 75 client relationships. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting, employing individualized asset-allocation strategies that include U.S. and international equities, fixed income, ETFs, mutual funds, alternative investments, and private placements.
Eric H
Series 63, Series 66
Bloomfield Hills, MI
Emde Wealth Management LLC
Eric Hornyak is a financial advisor with Emde Wealth Management LLC in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and possessing 25 years of industry experience. He has previously worked at Aurora Securities, Secure Investors Group, Secure Asset Management, LLC, and continues to own Hornyak Financial Group, which provides life, health, property, and casualty insurance sales and service. Emde Wealth Management serves individuals, including high-net-worth clients, pension and profit-sharing plans, and other business entities, managing approximately $45 million across about 75 client relationships. The firm offers comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting, employing individualized asset-allocation strategies that may include U.S. and international equities, fixed income, ETFs, mutual funds, alternative investments, and private placements.
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